I had a flat!
They had cut a sharp rut into the road during construction. It pinched my inside back tire, ripped the tread off and jammed it between the duallys in my Class C motorhome. The tire never lost air, but with the tread jammed in there between the tires, I wasn't going anywhere.
I called for service through Progressive, it's included in my insurance. Idiot on phone kept calling regular tow trucks rather than truck or RV truck. Finally convinced them to send correct operator but at one point had to get insurance agent to intervene.
My spare used to be mounted on rear of RV with a sun cover over it. However, I had moved it to my basement and it weighs a ton. I carry a unique bicycle on back between my cargo carrier and the bumper, I needed the extra room the spare tire was hogging to make it easier for me to haul my beloved bicycle around. I did not want to part with my spare because I travel in remote locations.
I emptied out basement as it was in far corner, but left tire in there. Nice man with dirty clothes (hard worker!) showed up and on side of interstate he expertly jacked me up, retrieved spare, put it on, reloaded bad tire into basement and we were on our way. He had to remove both rear dual tires to unjam the stuck tread. Then put spare and other tire back on again.
While we were waiting for him to arrive, we ran generator, made lunch. At one point idiot on phone told me to make my own arrangements and get reimbursement for service. I called insurance agent who said yes they would reimburse, then I asked her to look up tow company for me, she got their flunky yahoo on the phone who was supposed to arrange this to start with. Suddenly things started happening.
I did not pay a dime.
Later I went to buy new tires, I already had 3 new, and bought 3 more new. Discovered my spare was 20 years old! Bought a used but good tire as a spare, stored back in basement again in far hard to reach corner. Also realized that tire well had a big split in it, which opened up to a cabinet under the fridge. Insurance paid for those damages too, and I got that fixed.
Having a flat is NO fun, but having extra gas, since I never drop below a half tank so in the event of an emergency, I can run generator. In this case I did need the generator as it was 90 effing degrees. Also I had tank of water, so we could flush and wash and make lunch and so on. So glad I opted to keep my spare.
If you can carry a spare do it. Otherwise they have to tow you off to somewhere to get a tire.
I've been towed too, but not because of flat tire.
Plan for the worst and hope for the best!