Currently, and I stress that, health insurance plans and rates are based on the state that is your legal residence. That's called your "domicile" and it's what you use for vehicle registration, voting, paying income tax, etc. If you leave that state permanently, then you have to get everything from your new domicile state. For example, when we left California our health insurance had to be changed to what was available in our new home state. None of us can answer your question because no one knows what the final plan will be like in the future.