My Jake Brake is on high 100% of the time. However, I had Allison reprogram mine so that it does not downshift. That was by far the best mod I have done to our coach.
From the factory the Jake is programmed to downshift to the next lower gear as soon as it can without over-revving the engine in that lower gear. In other words, it is programmed to provide 100% braking effort 100% of the time. But what if you want just a little help slowing for an exit ramp, or driving in traffic at 20-30 mph? The Jake would be nice, but not at 100% braking effort. By programming it so it does not downshift, the Jake engages in whatever gear I happen to be in. As you slow down, the transmission will gently downshift to the next lower gear at 1,000 rpm and the brake remains engaged. At 1,000 rpm in second gear (15 mph) the brake disengages.
When driving in the mountains, you can downshift as necessary to get the braking effort you need. In our coach, I have never had to shift down lower than 5th gear on interstate grades. On the US routes, where the grades are steeper and the speed limits lower, 4th gear gets us down the steep ones without touching the service brakes.
City ordinances prohibiting the use of engine brakes are predicated on the noise they typically generate. However, in most motor homes the Jake brake is well muffled to the point where it does not make any noise. Consequently I pay no attention to those signs and use the engine brake all the time.
Freightliner will freely admit that they program the Jake the way they do because they have no confidence in the ability of the typical motor home driver to know how to properly use an engine brake. So they program it to deliver all the braking it can, all the time. However, if you take the time to learn how to drive your coach properly, this is a terrific mod. It will cost about $60 and take about 30 minutes at any Allison shop.
If you are the type of driver that just puts the transmission in drive and rolls, then this mod is probably not for you.