I am getting my DL and registration for my van in South Dakota and will be a full-timer. (The same applies to full-time slide-in truck campers who have to register their pick-up trucks, but not to RV'ers, who have separate, RV insurance policies. Many full-time van dwellers and truck campers on YouTube do this in South Dakota.)
The online quoting system wants to know if I am a home owner, condo owner, renter, or other. I put down "home owner" since own my van and am not financing it. Is that ok? If I put down "other", the insurance company might want to know what it is, and if I tell them I live full-time in my van, they might not insure me?? They might say they are not equipped to handle full-timers who live in a van or truck or even car? (And yes, there is a full-timer on YouTube who has a channel called Element Van Living, even though his Honda Element is not a van. And there is a channel called "Debrajoy" where an old lady lives in a Honda Odyssey minivan full-time and went to the Rubber Tramp Rendez-Vouz (RTR).)
Regardless, won't the insurance company know that the address/zip code of my mail forwarder (there are 4 mail forwarders in SD plus about 10 UPS Stores that forward mail) is not where I generally park or "garage" my vehicle and reject me anyway then? All you have to do is google the address or look at google maps satellite view.
Plus I put in the address of a UPS Store (325 Main St.) for an insurance quote online (without a PMB number to fool them into thinking I am a home owner) and they asked if I wanted to add this random name to my policy, since he lived in my residence. I have no idea who this man is. How did they know this random man lived at the UPS Store address?
I do not want to pay to open a South Dakota mail box until I know SD insurance will work. But I can't get SD insurance until I have a SD address. Catch-22!!!!!!
Please help me!
The online quoting system wants to know if I am a home owner, condo owner, renter, or other. I put down "home owner" since own my van and am not financing it. Is that ok? If I put down "other", the insurance company might want to know what it is, and if I tell them I live full-time in my van, they might not insure me?? They might say they are not equipped to handle full-timers who live in a van or truck or even car? (And yes, there is a full-timer on YouTube who has a channel called Element Van Living, even though his Honda Element is not a van. And there is a channel called "Debrajoy" where an old lady lives in a Honda Odyssey minivan full-time and went to the Rubber Tramp Rendez-Vouz (RTR).)
Regardless, won't the insurance company know that the address/zip code of my mail forwarder (there are 4 mail forwarders in SD plus about 10 UPS Stores that forward mail) is not where I generally park or "garage" my vehicle and reject me anyway then? All you have to do is google the address or look at google maps satellite view.
Plus I put in the address of a UPS Store (325 Main St.) for an insurance quote online (without a PMB number to fool them into thinking I am a home owner) and they asked if I wanted to add this random name to my policy, since he lived in my residence. I have no idea who this man is. How did they know this random man lived at the UPS Store address?
I do not want to pay to open a South Dakota mail box until I know SD insurance will work. But I can't get SD insurance until I have a SD address. Catch-22!!!!!!
Please help me!