motojavaphil:
In 1983 I made a post titled "A cool million"
I won't re-do the entire post but it addressed the issue with seat belts and helmets and such.
The title of the post was chosen by taking the just released Michigan State Police news release on the cost of highway fatalities, which estimated the cost to the state in 1981 dollars, This included many things including cost of clean up, cost of investigation, lost wages, medical payments, increased insurance costs and much, much, much more. Due to the nature of the data and how long it took to gather and process... The estimate was 1981 dollars
When I took the figures, multiple by the last two US government CPI increases to bring it up to 1983 it came out to almost exactly $1,000,000.00 per person going SPLAT on the freeway.
Now, understand as a dispatcher I sent many a trooper to many a fatal accident.
So, here is my position on choice when ti comes to seat belts and helmets.
You should be allowed to do as you wish, However, IF you wish to ride w/o a helmet or seat belt (Depending on vehicle) you should have to post a bond worth 1,000,000 in 1983 dollars (What is that today, about 4-5 Million?) so that should you off yourself by being stupid, the state won't suffer the loss.
NOTE: The State Police Estimate above did not include the emotional cost to your family and Friends.