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Author Topic: Has anyone sold their home to go full time in an RV?  (Read 9224 times)

neptune1

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Has anyone sold their home to go full time in an RV?
« on: June 06, 2018, 12:52:00 PM »
Hello, my wife and I are considering going full time in an RV trailer. We would be selling our home as well.

We are curious to hear from anyone else who has done this and do they miss home ownership and was it hard mentally, emotionally to do it? Thanks in advance for your input.

Tom

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Re: Has anyone sold their home to go full time in an RV?
« Reply #1 on: June 06, 2018, 01:09:00 PM »
This Fulltiming message board has numerous prior discussions on this subject. There are a few related articles in our forum Library (button in the menu above). Hopefully, you'll receive some more-current stories.

Selling up and hitting the road fulltime certainly presents some challenges. My hat is off to those folks who have done it successfully. I'd personally have a tough time parting with possessions I couldn't take along in the RV. Others have no problem with this; Definitely a state of mind (and some willpower).

One caveat - be sure you have an exit strategy. I don't mean to throw a wet blanket on someone's dream but, so many times over the years, we've seen folks sell everything and put all their equity into a shiny new RV. Then, some time down the road (5-10 years) one of the two spouses becomes seriously ill, or even pass away. Meanwhile, their equity has disappeared and they can not get back into a stick & brick home.
« Last Edit: June 06, 2018, 01:57:26 PM by Tom »
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kportra

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Re: Has anyone sold their home to go full time in an RV?
« Reply #2 on: June 06, 2018, 02:18:20 PM »
We are "planning" to do this also - in 5 years if everything goes to plan.  When I am able to retire and if we are both still healthy, and the kids have not come home to roost, we will sell it all and buy an RV.  If something gets in the way of that plan, we still plan to sell our current home and get into something that will let us age gracefully (smaller, no stairs, etc).  So either way we are planning to sell our current home.  I think that makes is easier mentally for me to contemplate.

I believe that we will travel for 1-3 years, but we have no actual plans, and then come back and buy that smaller home.  So the end game with either plan is the same.  So - yes - exit strategy.  We also have mapped out the finances and will be able to do this with some room to spare.
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donn

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Re: Has anyone sold their home to go full time in an RV?
« Reply #3 on: June 06, 2018, 03:26:26 PM »
Hundreds of people do it each year.  Hundreds more bail on the idea each year.  You need to have, A, been RVing for a while so you know what your getting into. B, have a suitable RV, C, be debt free, D, have health insurance that covers you nationwide, E,  both prepared to do it, F, be willing to part with everything but minimal clothes, G, have sufficient finances to sustain your lifestyle, H, have an exit plan.  The RV life is certainally not for everyone.  Mostly women it seems are simply not willing to part with stuff they have accumulated over a life time, and storage charges can be really expensive.

Tom

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Re: Has anyone sold their home to go full time in an RV?
« Reply #4 on: June 06, 2018, 03:34:29 PM »
Quote from: donn
Mostly women it seems are simply not willing to part with stuff they have accumulated over a life time...


Interesting. In our case, it's the other way around. My other half has little or no attachment to material things, and readily gets rid of stuff she hasn't recently had a use for. The joke in our family is that one day she'll toss me in the dumpster  ;D
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breezie

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Re: Has anyone sold their home to go full time in an RV?
« Reply #5 on: June 06, 2018, 03:39:25 PM »
I am planning to do this, but in a slightly different way.

Sell house and put ALL equity in the bank.

Cash out 401K(s) to buy used RV around $30,000.

Planning on spending 1 year traveling (or until I don't like it anymore). Then perhaps sell RV for $20,000.

Then buy a small house with the money that stayed in the bank.


FenderP

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Re: Has anyone sold their home to go full time in an RV?
« Reply #6 on: June 06, 2018, 03:59:47 PM »
I know you asked if anyone has done it, but I'm glad you did because we also are planning to do this in about 6 years (if the old world lasts that long).  I have researched and read all kinds of stories and means of doing it.

As far as getting rid of "stuff", I don't have a problem with it and my lovely bride isn't too bad either, just some antique family heirlooms, I think, will be tough to deal with.
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breezie

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Re: Has anyone sold their home to go full time in an RV?
« Reply #7 on: June 06, 2018, 04:06:11 PM »
I know this is getting off-topic fast, but I have been learning from my kids and all the Millenials that I work with, that the concept of "heirloom" is a thing of the past.
They see almost every possession (especially big things like furniture) as just something to weigh them down. Grandma's silver, furniture, vehicles, etc.

They see us as slaves to our homes.

Tom

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Re: Has anyone sold their home to go full time in an RV?
« Reply #8 on: June 06, 2018, 05:24:57 PM »
Quote from: breezie
... I have been learning from my kids and all the Millenials that I work with, that the concept of "heirloom" is a thing of the past.

Our 30 year-old grandson and his wife are just that way. They periodically go through all their stuff and junk anything that's old or been around a while. The only exception for this pro-photographer is that he has a "retro shelf" in his studio, where he has one of my Dad's cameras, one of my uncle's, and one of mine. He's steadfastly refused other "retro" stuff that I've tried to give him.
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Tom

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Re: Has anyone sold their home to go full time in an RV?
« Reply #9 on: June 06, 2018, 05:27:07 PM »
Another option for some 'fulltimers' we know is to rent the stick & brick house while they travel for X years. IMHO a smart move if finances allow.
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garyb1st

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Re: Has anyone sold their home to go full time in an RV?
« Reply #10 on: June 06, 2018, 06:29:52 PM »
Aside from financial considerations, health care must be looked at.  Certain companies, Kaiser for example, will not continue coverage for members who move outside their coverage area.  Not sure how they would find out, but certainly look into that possibility.     
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Re: Has anyone sold their home to go full time in an RV?
« Reply #11 on: June 06, 2018, 06:34:17 PM »
Good point re Kaiser. Forum member Bob Buchanan has some experience with that. Click the Search button above and search on 'Kaiser'.
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UTTransplant

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Re: Has anyone sold their home to go full time in an RV?
« Reply #12 on: June 06, 2018, 07:39:18 PM »
We are so lucky we have a retiree medical plan from our previous employer that they still subsidize some. Since they are a large national company, the coverage is also national. Kevin qualified for Medicare this year, and they even have a good Medicare supplement plan they subsidize. Many are not so lucky. You don’t want to have a major medical situation and find you insurance will only cover you if you are back “home”.
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docj

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Re: Has anyone sold their home to go full time in an RV?
« Reply #13 on: June 06, 2018, 10:21:57 PM »
It didn't appear that any of the previous posts were from someone who actually is a "full-timer" so I thought it might be worthwhile to speak up.  My wife and I are originally from Maryland and have been full-timing for >7 years during which we've traveled >50,000 miles around the US and Canada.  We've seen a lot and have met wonderful people and, yet, there's always more to see.  We winter in south TX in the Corpus Christi area because we have no intention of spending any time in any place where the temperature goes below freezing! 8) Anyone who has questions about full-timing is welcome to ask in the forum or via PM.

Joel (AKA docj)
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Greg126

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Re: Has anyone sold their home to go full time in an RV?
« Reply #14 on: June 07, 2018, 07:26:21 AM »
It ain't easy but it can be done. We worked 5 years getting rid of 'stuff'. Been full-time for 8 years vacation traveling in between volunteer gigs that give us time to explore places in depth. Works well for us. How seamless the transition is (other than 'stuff') depends on how you're set up - we're fortunate in having military benefits so medical isn't usually an issue - although it has its regional challenges too, - shops - wood and auto for me and sewing areas for her are available when we get to them.

Chet18013

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Re: Has anyone sold their home to go full time in an RV?
« Reply #15 on: June 07, 2018, 07:42:31 AM »
We sold our house in 2013, fully furnished and started full time then. We have one MAJOR regret -  We wish we had done it 10 years sooner.

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NY_Dutch

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Re: Has anyone sold their home to go full time in an RV?
« Reply #16 on: June 07, 2018, 08:02:42 AM »
We went about fulltiming just a bit differently than most, and some think we don't really qualify as "fulltimers". When we retired, my wife and I started on a plan to remodel our small lakeside vacation cottage in upstate NY to make it year-round livable so it could serve as our "back-up plan" when we hit the road. Our two daughters and their families live in the area and use the cottage frequently for swimming, boating, etc, and the cottage has been in our family since 1947, so there was no thought of selling it. We also installed a full hookup RV pad there, and by 2010 we had sold our large home and moved into our motorhome year round. We do spend from a few weeks to a couple of months at the cottage spread throughout the year to take care of routine medical appointments and visit family, but continue to live in the motorhome when we're there. The cottage only costs a couple of thousand a year for taxes and insurance, and our daughters do most of the lawn care, etc. Like Joel, we have ~50,000 miles behind us now with no plans to hang up the keys yet.

We typically winter in southern Georgia and Florida, favoring state and federal parks for the most part. Summers, we tend to be in the Michigan, Ontario, and western/northern NY areas, with forays into New England at times. In between, we favor North Carolina, Tennessee, and Virginia, although we have traveled west as far west as Arizona at times. As Joel said, there's lots more to see...
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Gizmo

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Re: Has anyone sold their home to go full time in an RV?
« Reply #17 on: June 07, 2018, 08:03:20 AM »
We sold our home in January and have been full-time since and have not missed it one bit.  Getting rid of stuff to enable us to go this route has been liberating and do not any of it, after all it is just stuff and if it gets in the way of us exploring and travelling, we do not need it.  RV'ing full-time is not for everyone and if you would like to but unsure, perhaps hang on to your house, go travelling and see if you miss the house and any of your stuff.
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Gary RV_Wizard

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Re: Has anyone sold their home to go full time in an RV?
« Reply #18 on: June 07, 2018, 08:07:16 AM »
We chose NOT to sell the house and so were "long-timers" rather than fulltimers.  Our situation may have been easier since we had already downsized from a 3 bedroom house to a one bedroom bungalow. Plus, our permanent home is in Florida and thus good winter quarters anyway.  In essence, we parked the RV at our winter home 5-7 months each year and traveled the rest of the time.

Our reasons for keeping our house include:

1.  We like it, both the house and the area.
2.  I have a workshop there and would hate to give up my many tools, my woodworking hobby, and the ability to do repair projects
3.  The extra space is nice, especially when the weather is less than ideal. The house heats much more comfortably than the coach.
4.  Closets for winter clothes, space for my wife's crafts & hobbies, etc.
5.  Our daughter lives in the area so we would be visiting there anyway
Having a modest home in an inexpensive area made keeping it practical.
« Last Edit: June 07, 2018, 08:09:02 AM by Gary RV_Wizard »
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docj

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Re: Has anyone sold their home to go full time in an RV?
« Reply #19 on: June 07, 2018, 08:49:49 AM »
After having read the last several posts, it's worth noting that virtually everyone defines "fulltiming" differently.  There are some "purists" who insist that the only "true" definition of fulltime is someone who doesn't stay anywhere more than a week or two at a time anytime of the year, including winter.   But there are lots of others, including us, who define it to suit our own tastes.  After 6 years of owning no fixed location, two years ago we purchased an RV site in an ownership park in Rockport where we have a small casita and a storage shed as well as a site that's much larger than a commercial one.  We now spend ~6 months a year at our "property" yet we continue to consider ourselves full-timers.

People who are considering becoming full-timers should understand that they don't have to conform to anyone else's definition.  Whatever makes you happy is all that matters.

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FenderP

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Re: Has anyone sold their home to go full time in an RV?
« Reply #20 on: June 07, 2018, 10:08:26 AM »
People who are considering becoming full-timers should understand that they don't have to conform to anyone else's definition.  Whatever makes you happy is all that matters.

Very well put, doc.
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Tom

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Re: Has anyone sold their home to go full time in an RV?
« Reply #21 on: June 07, 2018, 11:31:58 AM »
Agree with Joel (docj). We are gone from our primary residence 6-7 months a year, but not entirely in the coach. We're neither fulltimers nor long timers, maybe betweeners. Prior to retiring 18 years ago, we downsized to a smaller, single story "future retirement home" with little or no yard. We're able to lock it up and leave for 3-5 months at a time, either in the coach or on the boat.

Several years ago we purchased a small townhome near kids and grandkids, close to Columbus, OH. There's nowhere to keep the coach at the townhouse and, after a few months one year using a local storage lot (with the attendant unloading/loading), we stopped taking the coach and drive one of the cars (or fly). We visit OH twice a year, which makes grandkids and grandma very happy.

A few years ago, we purchased an RV lot at a "resort" in Wyoming. Being close to the Idaho state line, we're within a short distance of great fishing in both states. We leave the coach on the lot while we make a 4-6 week visit to OH, and return for the remainder of the season.
« Last Edit: June 11, 2018, 10:54:20 AM by Tom »
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Debra17

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Re: Has anyone sold their home to go full time in an RV?
« Reply #22 on: June 07, 2018, 01:26:52 PM »
Last May I retired. Sold my house and everything that I couldn’t carry in my small travel trailer and truck. It was no problem selling the house as I wouldn’t have stayed in it after retirement anyway. Selling my personal property items was more difficult emotionally. However, once something was gone I never thought any more about it. I closed on my house on 6/27 and picked up my Nash trailer on 6/28. This was my first RV. All the equity from house went into savings.

While this is still relatively new to me, I have loved it so far. I am glad I chose this life.
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Trivet

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Re: Has anyone sold their home to go full time in an RV?
« Reply #23 on: June 09, 2018, 07:20:45 PM »
Hundreds of people do it each year.  Hundreds more bail on the idea each year.  You need to have, A, been RVing for a while so you know what your getting into.

I don't think that's a requirement.  We've been fulltiming for 15 years and had never owned an RV before. 

As for the OP's question, we also weren't living together at the time, so we sold not one home but two.  It wasn't hard, but the only reason we owned homes was to have a place to live, so selling those wasn't any different from selling a house to move into another.

If a person puts great stock into home ownership, then he might feel differently about not being a homeowner any more, but I assume it would be the same as if he moved into a rental apartment. 

neptune1

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Re: Has anyone sold their home to go full time in an RV?
« Reply #24 on: June 11, 2018, 09:44:36 AM »
Hi all, thanks so much for all your input it will definitely help my wife and I in making our decision later down the road.

Jeepinbob

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Re: Has anyone sold their home to go full time in an RV?
« Reply #25 on: June 13, 2018, 05:20:47 PM »
I have been fulltime for 2 1/2 years now. Sold two houses, packed all the cash in the bank.  Loving it immensely, no end in sight. As for belongings, I had a huge moving sale, only kept all my household and garage stull.  Sold all the furniture.

I have an 8 by forty shipping container with two vehicles and all my household stull and important papers and photos.  When, and if, I buy a house again, I have have it all shipped to whereever, but definitely not back to California - never going back there.

South Dakota has no income tax, cheap insurance and cheap DMV. Americas Mailbox by Rapid City is my home address in S.D.  They collect all my mail and then send it to me when I request it, and they take care of all my DMV renewals and transfers.   I only had to go there to get my S.D. Drivers lic.  Took about 20 min.  Good luck .... and go for it.
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2PawsRiver

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Re: Has anyone sold their home to go full time in an RV?
« Reply #26 on: July 10, 2018, 06:55:05 AM »
We have a couple coming to sign on our house this Saturday........we have the TH picked out and have been planning for about 2 years.....kind of surreal........so to answer your question, we had not......but we are going to ;D
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FenderP

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Re: Has anyone sold their home to go full time in an RV?
« Reply #27 on: July 10, 2018, 08:35:18 AM »
We have a couple coming to sign on our house this Saturday........we have the TH picked out and have been planning for about 2 years.....kind of surreal........so to answer your question, we had not......but we are going to ;D

It is with some envy I congratulate you!   :)

Here's to hopin' y'all have the time of your lives!   :))
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breezie

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Re: Has anyone sold their home to go full time in an RV?
« Reply #28 on: July 10, 2018, 02:02:34 PM »
It's been mentioned previously in this thread (and although I am a newbie that is still 6 months away from even buying my first RV)
I just gotta say DON'T EVER put your hard-earned real estate equity into a rapidly depreciating RV.

Yikes. It took you over 20 years to make that equity, and that shiny new RV purchase will burn through almost all of it before you know it. So 10 years out, your $200,000 rig is now worth, what? $80,000?

I can't think of anything that depreciates faster.

Personally I am putting the real estate equity in the bank and using 401K money to buy a rig. If I didnt' have the 401K I would concede that RVing is unfortunately not in my future.

I would never finance for the same reason—an RV will quickly become worth less than I would still owe on it.
I have talked to a few private sellers (wonderful, decent, warm people) who can't lower their asking price because that is what they still owe. So in otherwords they can't even break even and walk away—and they're in their late 70s.

Tom

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Re: Has anyone sold their home to go full time in an RV?
« Reply #29 on: July 10, 2018, 08:20:18 PM »
Quote
DON'T EVER put your hard-earned real estate equity into a rapidly depreciating RV.
IMHO very good advice. We've seen so many folks ignore this advice over the years, only to have some life-changing event change their plans 7-10 years down the road. It could be a medical issue, a spouse passing, or one of several other things. The result is that the couple (or remaining spouse) have no equity to buy back into a housing market that has risen in the meantime.

This is not meant to be a wet blanket thrown on folks' dreams, but you do need an exit strategy.
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garyb1st

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Re: Has anyone sold their home to go full time in an RV?
« Reply #30 on: July 10, 2018, 11:28:23 PM »
What Tom says.  To my way of thinking, if you don't have a reentry plan, you don't have a plan.
Gary B1st

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docj

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Re: Has anyone sold their home to go full time in an RV?
« Reply #31 on: July 11, 2018, 09:08:49 AM »

This is not meant to be a wet blanket thrown on folks' dreams, but you do need an exit strategy.

I agree, but I think the strategy we have devised is often overlooked.  A couple of years ago we purchased an ownership RV site in a park in Rockport TX.  We had been spending our winters in that area any so now we have our own place to come back to.  On our property (~3,000sq ft) we erected a heated and cooled sewing/TV casita along with a storage shed.  We can easily pay off this purchase in ~5 more years if we choose to.

As a long term strategy we see ourselves either parking the MH there when we are no longer able to tour with it or purchasing a towable of some kind to be delivered to the property while we put the MH up for consignment somewhere else.  Our perspective is that if we're comfortable living in an RV then why not continue to do so?  With the casita and our outdoor living area we have plenty of space. 

If we choose to simply keep the MH parked we could live in it indefinitely.  Sure, appliances may need to be replaced, etc, but the basic structure will last indefinitely in the climate of south TX.  If it stays parked I can reduce my insurance coverage to reflect the fact that it isn't at risk in an accident.  It happens to have permanent MT tags so inspection and registration aren't issues.

When we're too old to live independently on our own we can either sell the property or put it up as a long-term rental site along with some others in the community.  As long as the MH can be driven to a consignment lot, someone will eventually give me a few bucks for it.

The only other eventuality I can think of is another direct hit by a Cat 5 hurricane and we are unable to drive the MH to safety  (we had Harvey hit Rockport last year).  In that case, I'll rely on my "agreed value" insurance policy and use the proceeds to buy a towable to park on the property.

I think it's a pretty complete strategy.  Can you see any pitfalls I've overlooked?
Sandie & Joel

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garyb1st

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Re: Has anyone sold their home to go full time in an RV?
« Reply #32 on: July 11, 2018, 09:43:10 AM »
When we're too old to live independently on our own we can either sell the property or put it up as a long-term rental site along with some others in the community.  As long as the MH can be driven to a consignment lot, someone will eventually give me a few bucks for it.

I like your plan up to this point.  But I'm a bit puzzled by the if you sell or rent the property part.  If you sell the property, where do you live?   
Gary B1st

2005 Pace Arrow 35G
2016 Jeep Wrangler


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Tom

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Re: Has anyone sold their home to go full time in an RV?
« Reply #33 on: July 11, 2018, 10:34:01 AM »
Over the years, several of our members bought a lot for living in their RV as an exit strategy. Some eventually built a small home on the lot and sold the RV.
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FenderP

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Re: Has anyone sold their home to go full time in an RV?
« Reply #34 on: July 11, 2018, 11:15:44 AM »
Our plan is similar to what Tom mentioned, except we intend to build a metal RV shelter with connected living quarters.

If we get to where we can't RV any more we will most likely give it to someone who would love to have one but can't afford to buy one.
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NY_Dutch

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Re: Has anyone sold their home to go full time in an RV?
« Reply #35 on: July 11, 2018, 11:55:08 AM »
I like your plan up to this point.  But I'm a bit puzzled by the if you sell or rent the property part.  If you sell the property, where do you live?   

"When we're too old to live independently..." implies to me that Joel is thinking of an assisted living or similar situation.
Dutch
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Trivet

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Re: Has anyone sold their home to go full time in an RV?
« Reply #36 on: July 11, 2018, 02:05:23 PM »
Sure, appliances may need to be replaced, etc, but the basic structure will last indefinitely in the climate of south TX. 
As long as it's not made of a material that will rust.   ;D

FenderP

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Re: Has anyone sold their home to go full time in an RV?
« Reply #37 on: July 11, 2018, 04:04:15 PM »
As long as it's not made of a material that will rust.   ;D

Too bad Casita doesn't make a 25 footer.
I'd rather you offend me with the truth than appease me with a lie.

docj

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Re: Has anyone sold their home to go full time in an RV?
« Reply #38 on: July 11, 2018, 04:40:12 PM »
I like your plan up to this point.  But I'm a bit puzzled by the if you sell or rent the property part.  If you sell the property, where do you live?   

Dutch was correct.  My assumption here was that if we become unable to live on our own we would move to an assisted living facility and then could decide to sell or rent the property.
« Last Edit: July 11, 2018, 04:41:47 PM by docj »
Sandie & Joel

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docj

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Re: Has anyone sold their home to go full time in an RV?
« Reply #39 on: July 11, 2018, 04:41:15 PM »
As long as it's not made of a material that will rust.   ;D

It's fiberglass with a full automotive finish.  Still shines today nearly as well as it did when it was new.
Sandie & Joel

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docj

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Re: Has anyone sold their home to go full time in an RV?
« Reply #40 on: July 11, 2018, 04:44:19 PM »
Over the years, several of our members bought a lot for living in their RV as an exit strategy. Some eventually built a small home on the lot and sold the RV.

The groundrules for our park prohibit building a house, but our 140 sq ft casita and 80 sq ft storage shed give us a lot of extra space.  We have a fridge with water and ice, a microwave, a TV and all my wife's sewing gear in there which permitted us to offload a lot from the MH.
Sandie & Joel

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Lou Schneider

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Re: Has anyone sold their home to go full time in an RV?
« Reply #41 on: July 11, 2018, 07:31:42 PM »
I agree, but I think the strategy we have devised is often overlooked.  A couple of years ago we purchased an ownership RV site in a park in Rockport TX.  We had been spending our winters in that area any so now we have our own place to come back to.  On our property (~3,000sq ft) we erected a heated and cooled sewing/TV casita along with a storage shed.  We can easily pay off this purchase in ~5 more years if we choose to.

I did essentially the same thing, except I bought into the Escapees co-op park in Pahrump, NV. Escapees help build 13 independent co-op parks in the western and southern states, stretching from WA to FL. 

Not having any home equity to reinvest, I chose one of the simpler parks.  Buying a membership share in the co-op gives me a lifetime "lease" on a space in the park.  My initial cost was about $10k so I was able to pay cash.  Basic prices to buy into one of the co-ops (plus any lot improvements) range from $6k in rural west Texas to over $30k for the fanciest co-op in Southern California that's a destination resort in itself.

After the initial investment all I have to pay are the annual maintenance fees (currently $880 a year) and electricity.

The park has a large activities building, laundromat, a basic woodworking shop and an oil change pit you can drive your car or RV over for maintenance.  Plus a couple of fenced-in doggie parks for the furkids.

What distinguishes this co-op from most of the others is the buy-in price includes a 20x28 ft. building that's shared with my neighbor.  Many of the other co-op prices are just for the bare lot with any improvements such as a casita or outbuilding added onto the base price.  Each of us has a 10x14 room and 10x12 covered patio in our half of the building, plus a concrete patio between the building and the RV.  The building is fully insulated with interior drywall and electricity and a small air conditioner turns it into a refrigerator on even the hottest days.  Essentially it's a casita except no plumbing.  I am making mine into a mancave/workshop and storage.

I'm free to come and go as I please, and the park is my legal address for things like voting, taxes, drivers license, etc.

When I decide to come off the road I can either park my RV here permanently or install a larger park model RV on my space.

If/when I decide to give up my park membership, it will be sold to the next person on the waiting list and I'll be reimbursed for my initial purchase price plus the cost of any improvements I've made to the lot.

Pahrump is a growing community that has at least a couple of all the necessities - two supermarkets, two chain drugstores, WalMart and Home Depot, etc.  With three permament fireworks stores in town the 4th of July fireworks display was spectacular!   Their second hospital opened this summer and Las Vegas is an hour away for anything Pahrump lacks.

« Last Edit: July 11, 2018, 08:55:28 PM by Lou Schneider »

Tom

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Re: Has anyone sold their home to go full time in an RV?
« Reply #42 on: July 12, 2018, 04:37:36 PM »
Quote from: docj
The groundrules for our park prohibit building a house...
Aye, park rules or CC&Rs trump everything. Some parks/communities allow folks to build a park model, while others permit errecting a manufactured home.
Quote
if we become unable to live on our own we would move to an assisted living facility
Our ukulele band regularly performs fpr the residents of various assisted living communities. We always receive a warm welcome, great audience participation, and requests to return. Recently, one member of such a a facility joined our beginners uke classes and, when I spoke to him at class that evening, he told me he was 90 and goes to the gym daily.
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zulu

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Re: Has anyone sold their home to go full time in an RV?
« Reply #43 on: July 15, 2018, 11:28:36 AM »
Hello, my wife and I are considering going full time in an RV trailer. We would be selling our home as well.

We are curious to hear from anyone else who has done this and do they miss home ownership and was it hard mentally, emotionally to do it? Thanks in advance for your input.
Back to OP's original qs . . .

We sold our home in 2013 and have been full timing ever since. We love it.

We've been RVing since 2003 and bought our "full time" 2001 Newmar DP RV in 2010 -- long before we sold our house. The 3 years between getting that RV and selling our house was used for refurbishing our Newmar.

If you're worried whether or not you can full time in a trailer, then I suggest trying a couple of long trips before selling your house.

Do we miss owning a home? Not really. And we don't miss all the "stuff" we had to get rid of either. However, as other have said, do have a "reentry" plan for when you leave the road.

Finally, unless you have some kind of government or business supplied health insurance, I don't recommend hitting the road before age 65 because buying your own health insurance is very expense.

Good luck.
Full Timer

JudyJB

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Re: Has anyone sold their home to go full time in an RV?
« Reply #44 on: July 18, 2018, 02:24:39 AM »
I sold my condo home in 2012 and bought a motorhome.  I am still on the road after six years and have never missed my old home at all. (I miss having a garden a little, however.) I did not want to rent it out, as my kids suggested, because I had seen what renters did to some relatives' homes.  My only mistake was putting most of my furniture into storage.  The problem was that with the money i was paying the storage company, I could have bought most things again when I was done RVing.  In addition, some of the stuff in storage got musty or damaged, even though I thought we had sealed stuff adequately n plastic. 

That storage locker is now closed out and most of my stuff either got tossed or is in my son's furnished basement.  I had given away a lot of the family "heirlooms" to my kids and my niece and nephew when I sold my condo.  That leaves me only 12 plastic storage bins of family photos and other family mementos in my son's basement.

I am hoping I can make it another five years in my motorhome until I am 80, but I have a 401K fund that is my exit strategy.   
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av8tor

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Re: Has anyone sold their home to go full time in an RV?
« Reply #45 on: August 17, 2018, 07:59:41 PM »
We both retired and rented the house to a family member.  We got rid of everything unwanted and hit the road.  Three months later, they got divorced, and we had to come back.  Then a second family member got divorced, had nowhere to go.....had to stay longer.  Been back for a year and HATE it.  Can't wait to leave again. 
Got the house rented out again next Jan. so we will try it again.  We added a concrete RV site with full hookups next to the house, just in case.  Have it in the lease agreement that we can stay here whenever we are in town.  I have got to get out of here before next summer, it is 111 here today........Yeesh......
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garyb1st

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Re: Has anyone sold their home to go full time in an RV?
« Reply #46 on: August 17, 2018, 08:56:18 PM »
We both retired and rented the house to a family member.  We got rid of everything unwanted and hit the road.  Three months later, they got divorced, and we had to come back.  Then a second family member got divorced, had nowhere to go.....had to stay longer.  Been back for a year and HATE it.  Can't wait to leave again. 
Got the house rented out again next Jan. so we will try it again.  We added a concrete RV site with full hookups next to the house, just in case.  Have it in the lease agreement that we can stay here whenever we are in town.  I have got to get out of here before next summer, it is 111 here today........Yeesh......

We've thought of doing the same thing.  Full hookup concrete pad, lease house with stipulation regarding parking if and when we need it.  Please keep us informed on any issues that develop. 

Gary B1st

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av8tor

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Re: Has anyone sold their home to go full time in an RV?
« Reply #47 on: August 17, 2018, 09:03:07 PM »
We did have a code enforcement officer bang on the RV door one day.  He said we were not allowed to "live" in the coach but could stay one night if necessary.  Asked what the fine was for "living" in it, he said "Oh there is no fine, you just have to stay out of the RV for one night if we catch you again".  Been living in it for seven months now, he hasn't been back. 
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garyb1st

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Re: Has anyone sold their home to go full time in an RV?
« Reply #48 on: August 17, 2018, 09:10:57 PM »
We did have a code enforcement officer bang on the RV door one day.  He said we were not allowed to "live" in the coach but could stay one night if necessary.  Asked what the fine was for "living" in it, he said "Oh there is no fine, you just have to stay out of the RV for one night if we catch you again".  Been living in it for seven months now, he hasn't been back.

We have similar laws in our area.  We haven't needed to live in it but our children have spent a night or two over the years.  I know it's not allowed but honestly don't think anyone would bother us.  Still something to keep in mind.  The biggie for us would be medical access.  We're only a few miles from one of the hospitals we go to.  Fortunately don't have any ongoing health issues. 
Gary B1st

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Poverty exists not because we cannot feed the poor, but because we cannot satisfy the rich.

heySkippy

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Re: Has anyone sold their home to go full time in an RV?
« Reply #49 on: August 18, 2018, 03:48:15 PM »
Interesting thread. I'm retiring in a couple years. Our daydream right now is buy our RV next year, spend a year getting used to it, then retire, rent out our house and hit the road full time.  I'm going to build a pad on the side of the house for the RV and the idea of a clause in the lease that allows us to use that if needed is brilliant.
« Last Edit: August 18, 2018, 05:49:20 PM by heySkippy »

kdbgoat

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Re: Has anyone sold their home to go full time in an RV?
« Reply #50 on: August 22, 2018, 06:57:55 AM »
Well, it looks like Deb and I have.  :o We have been waffling about buying a lot in Trails End in Virginia for years. Some areas are nice, some not so nice. She was looking around down there one day and decided to visit her cousin. They weren't down there, but she looked at the place next door for sale. She decided against it, but the guy there told her of another place. She looked at it and it was a junkyard. Between the owners and us, we worked out a deal, they get rid of the trailer and other big junk, we finish cleaning the lot. We got it for about half the going price of similar lots that also have a septic system. We go to settlement Friday. We have also been selling off stuff in anticipation of selling our sticks and bricks in the future after I retire. We decided last week to put the house up for sale. It officially hit the market about 2:00 in the afternoon Monday. We had a price in mind that we wanted as to our low point to us after settlement. When the realtor listed it, we thought she was too high, looking at comps in the area. Exactly 24 hours after it hit the market, as cash offer was made, and was about $2000 over our "in the pocket" amount. We have to be out so they can be in by Sep. 18th. It looks like a living estate sale is in the making. Kinda looks like we are going to be full timing after all. It is our intention to put a decent fifth wheel at the lot, and use our C for traveling and camping. God is good!!! :)
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seminolewind

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Re: Has anyone sold their home to go full time in an RV?
« Reply #51 on: September 06, 2018, 09:57:12 AM »
Hi,
we just returned from or first trip (Alaska) one year on the road, we sold our home of 38 yrs, kids all grown and out, didn't need the big house , yard work, pool to take care of, its our time
we enjoyed or time, meet new friend doing the same thing
   1) we gave the kids what they wonted, sold stuff, and donated the rest, it is just stuff
   2) the hardest thing was leaving grand kids (15) we use facetime to see and talk to them
   3) the only problem we have is medicine and dr visit,  we told the Dr. we would be gone for a year, got all or meds through Walmart to be able to refill
were back in Florida, for three month for the winter, get or Dr visit done , repack for our next trip north
 
Seminole wind

SargeW

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Re: Has anyone sold their home to go full time in an RV?
« Reply #52 on: September 06, 2018, 10:14:28 AM »
Congratulations on the new chapter KD. Sometimes things just fall into place.
Marty--
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FenderP

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Re: Has anyone sold their home to go full time in an RV?
« Reply #53 on: September 06, 2018, 10:40:24 AM »
Well, it looks like Deb and I have.  :o We have been waffling about buying a lot in Trails End in Virginia for years. Some areas are nice, some not so nice. She was looking around down there one day and decided to visit her cousin. They weren't down there, but she looked at the place next door for sale. She decided against it, but the guy there told her of another place. She looked at it and it was a junkyard. Between the owners and us, we worked out a deal, they get rid of the trailer and other big junk, we finish cleaning the lot. We got it for about half the going price of similar lots that also have a septic system. We go to settlement Friday. We have also been selling off stuff in anticipation of selling our sticks and bricks in the future after I retire. We decided last week to put the house up for sale. It officially hit the market about 2:00 in the afternoon Monday. We had a price in mind that we wanted as to our low point to us after settlement. When the realtor listed it, we thought she was too high, looking at comps in the area. Exactly 24 hours after it hit the market, as cash offer was made, and was about $2000 over our "in the pocket" amount. We have to be out so they can be in by Sep. 18th. It looks like a living estate sale is in the making. Kinda looks like we are going to be full timing after all. It is our intention to put a decent fifth wheel at the lot, and use our C for traveling and camping. God is good!!! :)

Amen!
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kdbgoat

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Re: Has anyone sold their home to go full time in an RV?
« Reply #54 on: September 07, 2018, 05:36:25 PM »
You would think I would learn to watch what I pray for. Been a really rough week here. Settlement has been moved to the 12th. That pretty much ruled out a yard sale. It's also grain season at work, so long hours are in effect so the farmers can get their corn in. I was able to take some vacation, but the guys from work that we're going to help can't/couldn't. BIL has helped, but he isn't in the best of health. Deb has worked tirelessly trying to get the house empty. The people we bought the lot from didn't get the raggedy trailer off the lot, so that has been an extra expense, but just getting it gone with the crappy built on porch has been a chore. I think it may be gone by mid-week. We gave away most of our furniture and I gave away a bunch of stuff from the garage, workshop, and sheds. The new owner of this place is going to get a nice floor mount drill press I didn't get sold as a housewarming gift. There's no need to rent storage for stuff we won't have room for after we move, so we just gave it away. Anyone ever try to give away a large heavy entertainment center? It ain't easy. I still have to move my tool boxes and a cabinet full of power tools. And now I have to deal with something everyone else on the the East coast has to prepare for, and that's Florence. God is still good!!!
« Last Edit: September 07, 2018, 05:38:20 PM by kdbgoat »
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kdbgoat

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Re: Has anyone sold their home to go full time in an RV?
« Reply #55 on: September 07, 2018, 08:15:58 PM »
And on top of that, I just found something behind the seat of my pick-up that I was supposed to send to a member here about a week ago.
I know you believe you understand what you think I said,
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2PawsRiver

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Re: Has anyone sold their home to go full time in an RV?
« Reply #56 on: September 08, 2018, 07:28:41 AM »
It is with some envy I congratulate you!   :)

Here's to hopin' y'all have the time of your lives!   :))

House is sold........Cyclone 4270 is in the driveway, we are moved in and have spent the last two days there while we have a huge garage sale.....so far plan is on track
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Ernie n Tara

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Re: Has anyone sold their home to go full time in an RV?
« Reply #57 on: September 08, 2018, 08:42:14 AM »
We bought an rv, travelled a lot and when we looked up five years later noticed we were and intended to keep full timing. Finally about four years after that we got around to selling the house.  Took our personal stuff, smashed the hard drives from eight left over computers and sold the place "as is". Kayaks, tools, tractor and implements, furnished house, etc.

Listed Friday, refused a lowball offer Saturday,  sold to the same buyer on Sunday for cash at asking price. We closed a weekand a half later when we were already back in FL. I don't recommend this approach as it undoubtedly cost us $$$$, but it works!

Ernie
Ernie 'n Tara

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FLFreeBird

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Re: Has anyone sold their home to go full time in an RV?
« Reply #58 on: September 08, 2018, 03:59:57 PM »
I know this is getting off-topic fast, but I have been learning from my kids and all the Millenials that I work with, that the concept of "heirloom" is a thing of the past.
They see almost every possession (especially big things like furniture) as just something to weigh them down. Grandma's silver, furniture, vehicles, etc.

They see us as slaves to our homes.
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"FreeBird"

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kdbgoat

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Re: Has anyone sold their home to go full time in an RV?
« Reply #59 on: September 08, 2018, 06:39:18 PM »
Well, junk trailer is finally gone. Now to find time to get the lot cleaned up, get new electric service run, and get a water line run to where it needs to be. Work days are 13 hours long right now, including Saturdays, and possible work on Sundays. Then an hour long trip to the lot.
I know you believe you understand what you think I said,
But I am not sure you realize what you heard is not what I meant

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SargeW

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Re: Has anyone sold their home to go full time in an RV?
« Reply #60 on: September 09, 2018, 09:09:35 AM »
Isn't if amazing how retirement and relaxing can be so much work?
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BoomerD

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Re: Has anyone sold their home to go full time in an RV?
« Reply #61 on: October 22, 2018, 10:47:17 AM »
We might be temporarily full-timing it...it seems we've sold out house...oops! Wasn't expecting it to sell so quickly... :o Lady was driving through the neighborhood, (senior manufactured home park) stopped me and asked if I knew of any houses for sale..."Oh, we're thinking about selling ours."  ::) She made an offer a couple of days later and we accepted.

So...while we decide where we want to land...we're seriously considering trying to live in our 30' Winnebago Class A for a couple (2-4) months. I foresee LOTS of issues with this plan...not much storage room, tiny clothes closets and drawers, minimal cooking facilities, (3 burner stove with oven that...works, but not well, microwave/convection oven that's only been used to warm a couple of things)  :P limited seating, etc...BUT...unless we want to rent an apartment while we look...and most places want a longer term lease, that's not a great option either. (me and my big mouth!)  8)
We're looking at Ocean Shores and Westport, WA to winter...wet and windy, but not usually too cold. There are several RV parks that offer monthly rentals at decent prices for the "off season." I suspect I'll have to find a small storage locker in the area to store things that we will PROBABLY need but won't have room for in the RV.
Me and my big mouth.....
Hung up the keys...Motorhome sold...enjoying the beach life.

Off Our Rocker RV

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Re: Has anyone sold their home to go full time in an RV?
« Reply #62 on: November 05, 2018, 11:47:38 AM »
Yes we sold our home and full-time in an RV. Keeping our house caused unnecessary stress and worry along with expenses that didn't need to be incurred. We calculated the costs of keeping our house - property taxes, insurance, snow removal, lawn care, upkeep, etc. and determined that we could have a lot of fun traveling with that money.  :)
Living and loving our crazy RV life.
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Conquest2011

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Re: Has anyone sold their home to go full time in an RV?
« Reply #63 on: November 10, 2018, 09:45:30 AM »
So, if I maintain our home and hit the road and come back once a year, will we be long-timers or full timers with a house?

We are planning the first 6-7 months on the road to see if we are suitable to the full-time life style. We are keeping our house and the rental, which are paid off. When we return to our home in the spring we will decide if we are going to full-time or not.

If we decide to full-time then we will rent our home and use the rental garage as our base to come home to “sort of speak”. The garage has two bays and has a second floor and most important it is 30 to 40 yards from the rental house and has its own electric meter.
 
We will stay there for as long as it takes to make repairs/improvements to the properties, visit family and friends and then off we go.
 
If we decide that full-timing is not for us then we will go out for as long as we wish and return home and make plans for our next long-term adventure.  Time will tell, can’t wait to get started.
Steven & LeVere
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SusanV

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Re: Has anyone sold their home to go full time in an RV?
« Reply #64 on: November 10, 2018, 10:10:39 AM »
We're selling our 5 bed/4 bath home, buying a much smaller home in an up and coming area near my brother, setting our son up in it, and buying a motorhome for a year or two of non-stop traveling. I thought that meant full-timing, but I'm fine with calling it long-timing. It's just a word. ;)

Exit strategy is, we'll sell the house and motorhome when we're ready and have found an area we love, and our son has his career underway and can afford his own place, and the proceeds from both will go into the new house. I can't bear to part with the antiques I've collected for decades, some of which are family heirlooms.

We've only been in an RV once, for a week, when our boys were younger, but we're not sure that's going to matter too much. The big thing I think we have going for us is that we own our own business and we've worked side-by-side (literally) for a very long time, so we're used to being together 24/7, and we thrive on it. I do wonder if not being used to having your spouse with you ALL the time might prove a challenge for some? Maybe not!

brens

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Re: Has anyone sold their home to go full time in an RV?
« Reply #65 on: November 21, 2018, 07:00:57 PM »
I work for a self storage company. I have been here for 8 years and have met  a lot of people that are getting ready to hit the road full-time. So far not one has came back and said they did not enjoy it.
Before they sold or gave away their possessions, they stored what they wanted to keep. They would call each month to pay and I would ask them, well how do you like full timing? They all loved it.
After a year most would come in and tell me their unit is empty and they no longer need the unit. They are hitting the road again! I think it was their security blanket holding on to things they just
ere not ready to part with. I noticed it took a year for most to realize, they were happy full timing and no longer needed to hold on to their stuff. Some would down size their unit on the stuff they wanted
to keep. I can't wait to experience full timing. I'm one that needs to dip my toe in the water first and will rent my home for a year before letting it go.
Curt & Brenda
2018 Class C Forest River
2018 Jeep Rubicon Recon

rvwanderer1

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Re: Has anyone sold their home to go full time in an RV?
« Reply #66 on: November 22, 2018, 02:29:58 PM »
Here is the best tip I can give you. DONT DO IT....  sell your house that is...   Keep that house for say a year...
have someone cut the grass get the mail etc.   DO NOT GO BACK TO THE HOUSE. stay out for that whole year. Ifyour then satisfied being on the road, then by all means sell.    IF you go back to the house because you miss it , Maybe your just not cut out to life full time on the road.  then you'll be happy you didnt sell it.

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NY_Dutch

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Re: Has anyone sold their home to go full time in an RV?
« Reply #67 on: November 22, 2018, 02:51:13 PM »
I think whether you sell or not has a lot to do with how you feel about the house itself. If you love the house and really look forward to getting "home" at the end of an RV'ing trip, then I'd agree with hanging on to it for awhile until you're sure the fulltimer life fits you. On the other hand, if you feel disappointed at the end of the trip and are already looking forward to the next trip, then selling may not be a bad idea at all. We sold our house, but kept our small lakeside cottage that's been in the family since the 40's. Right from the start though, our motorhome has been "home", and the cottage is a place we visit from to time. Eventually the cottage will be "home" when we have to hang up the keys, but not for awhile yet we hope.
Dutch
2001 GBM Landau 34' Class A
F53 Chassis, Triton V10, TST TPMS
2011 Toyota RAV4 4WD/Remco pump
ReadyBrute Elite tow bar/Blue Ox base plate

BoomerD

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Re: Has anyone sold their home to go full time in an RV?
« Reply #68 on: December 17, 2018, 01:33:41 AM »
Well...we're 2 weeks i to our "extended winter camping trip" to the Washington coast.
IMO, this 30' Sightseer is too small for full-time use, but we're making do. HOPEFULLY, the new house will close by next weekend...then we can start the process of carpet cleaning,  cleaning the house, then moving all our stuff from the (3) storage units to the new house.
It's REALLY time to go through stuff and get rid of about half of it. I was stunned at how much crap we accumulated since we moved back to Washington only 6 years ago.
We're staying in an Elks lodge parking lot...with electricity and water, but have to breakdown and move to dump sewer in their sewer dump. Inconvenient...but doable every 3-4 days.

We were fighting moisture (condensation) on all the windows, so I picked up 2 pairs of "Eva-dry" rechargeable desiccant chingaderas...and the problem is almost non-existant now.
Hung up the keys...Motorhome sold...enjoying the beach life.

John From Detroit

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Re: Has anyone sold their home to go full time in an RV?
« Reply #69 on: December 17, 2018, 08:44:50 AM »
Gee, Wife and I lived in a 37'7" 3-slide class A for several years before her death.
They key to a happy motorhome/trailer life is the bath and a half floor plan
you see. the length of a minute depends on which side of the door you are on
And with the bath and a half.. 2 holes... No waiting.
Nothing adds excitement like something that is none of your business
My Home is where I park it.

DearMissMermaid

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Re: Has anyone sold their home to go full time in an RV?
« Reply #70 on: December 17, 2018, 08:59:46 AM »
Hello, my wife and I are considering going full time in an RV trailer. We would be selling our home as well.

We are curious to hear from anyone else who has done this and do they miss home ownership and was it hard mentally, emotionally to do it? Thanks in advance for your input.

I sold and gave everything away. I put a few things in foster homes in hopes I might get them back one day if I ever settled down.

Anyhow, I refused to pay storage fees! I wanted that extra bit of money for RVing.

I spent 8 years fulltiming by myself on a tiny budget.

I had a BLAST!

I also went debt free so that I didn't waste time worrying about money or paying bills, I kept it super simple, NO debts!

Everyone has their own ideas about how best to do it.

I have no regrets!

Glad I did it when I did it because now due to some disabilities, it's super difficult for me to travel alone, so I bought a 5th wheel and an RV lot so I could continue to live the tiny home lifestyle.

Perhaps I will get stronger and get back on the road one day. But I have a ton of pics, a log book and fabulous memories!
http://DearMissMermaid.Com

Living, working. playing  in a 1992 Holiday Rambler Imperial 36' 5th Estate, formerly 8 years 24/7 in a Class C, 1994 Tioga Montara, 28'

Pack half the stuff and twice the cash.
http://dearmissmermaid.blogspot.com/

BoomerD

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Re: Has anyone sold their home to go full time in an RV?
« Reply #71 on: December 20, 2018, 10:03:00 AM »
It’s been an interesting couple of weeks...weather-wise. When we started this...adventure, it was cold...down into the 20s at night. Since then, much warmer...and a helluva lot of rain. (Washington coast) This morning, windy again...gusts over 50mph. Not quite what the old sign meant when it said, “If the camper is rockin, don’t come knockin...” :D
Hung up the keys...Motorhome sold...enjoying the beach life.

breezie

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Re: Has anyone sold their home to go full time in an RV?
« Reply #72 on: December 24, 2018, 10:21:20 AM »
I work for a self storage company. I have been here for 8 years and have met  a lot of people that are getting ready to hit the road full-time. So far not one has came back and said they did not enjoy it.
Before they sold or gave away their possessions, they stored what they wanted to keep. They would call each month to pay and I would ask them, well how do you like full timing? They all loved it.
After a year most would come in and tell me their unit is empty and they no longer need the unit. They are hitting the road again! I think it was their security blanket holding on to things they just
ere not ready to part with. I noticed it took a year for most to realize, they were happy full timing and no longer needed to hold on to their stuff. Some would down size their unit on the stuff they wanted
to keep. I can't wait to experience full timing. I'm one that needs to dip my toe in the water first and will rent my home for a year before letting it go.

That's a cool perspective, Brens.
Human nature is so interesting. Sometimes so predictable, and yet other times totally unpredictable.