I'm not sure this is the right forum for this question, and if so, please correct me.
Here's the background:
I'm planning to start fulltiming in a class A gasser. I haven't yet purchased the rig, but I am in the process of hopefully buying one. There's a thread on that in this forum.
My fulltiming would basically start in January, with the time between now and then spent on saving as much as possible, spending as little as possible on making the rig habitable for me, and tieing up all those loose ends, as well as getting rid of the load of stuff I've aquired over the years. Between now and the "launch", I would slowly move myself into the RV in the backyard to get used to it and make sure that I'm not 2000 miles from home base when I learn that I really want to make a change.
At the same time, I'm intending to abandon my current home base when I start fulltiming. I really want to live out west in the arid regions (perhaps idaho?), not too far from where my gf lives (she is in eastern oregon), and eventually find a decent salaried job that doesn't suck as much as my current one does. I don't know where my final home base will be yet. I do know it won't be VA anymore.
On to the problem...
So here I am trying to prepare for all this, and starting to flounder a bit. My auto insurance company doesn't insure RVs (Horace Mann). Progressive is quoting about 1600 a year for fulltiming... is this reasonable? The quote they gave me for my corolla is about 35-40% higher than I'm currently paying. I'm still looking around. Of course, I don't actually own the RV yet, but I do like to have things lined up. I'm thinking it'll be easiest (not necessarily cheapest) to start out with fulltiming insurance, that way I don't have to worry about the actual start date.
The motorhome I'm trying to buy is in NY, I'm in VA, about 380 miles between us. My thinking is drive my toyota up there, inspect and test drive, and if happy, purchase. Then, drive MH towing corolla to get back home. However, at that point I likely won't have completed the insurance purchasing process. My auto insurance company claims to cover new purchases of any vehicles for 30 days as long as it is reported within 15 days. Driving without insurance seems to be a stupid move, so I'd like to avoid that. There's also the whole situation of driving from NY to VA without any tags. I'm hoping the current owner has current tags and will let me borrow them long enough to get home, but I have no great faith in that. Still waiting for a response from them on that. Any advice on dealing with this situation?
Thanks in advance,
jim
Here's the background:
I'm planning to start fulltiming in a class A gasser. I haven't yet purchased the rig, but I am in the process of hopefully buying one. There's a thread on that in this forum.
My fulltiming would basically start in January, with the time between now and then spent on saving as much as possible, spending as little as possible on making the rig habitable for me, and tieing up all those loose ends, as well as getting rid of the load of stuff I've aquired over the years. Between now and the "launch", I would slowly move myself into the RV in the backyard to get used to it and make sure that I'm not 2000 miles from home base when I learn that I really want to make a change.
At the same time, I'm intending to abandon my current home base when I start fulltiming. I really want to live out west in the arid regions (perhaps idaho?), not too far from where my gf lives (she is in eastern oregon), and eventually find a decent salaried job that doesn't suck as much as my current one does. I don't know where my final home base will be yet. I do know it won't be VA anymore.
On to the problem...
So here I am trying to prepare for all this, and starting to flounder a bit. My auto insurance company doesn't insure RVs (Horace Mann). Progressive is quoting about 1600 a year for fulltiming... is this reasonable? The quote they gave me for my corolla is about 35-40% higher than I'm currently paying. I'm still looking around. Of course, I don't actually own the RV yet, but I do like to have things lined up. I'm thinking it'll be easiest (not necessarily cheapest) to start out with fulltiming insurance, that way I don't have to worry about the actual start date.
The motorhome I'm trying to buy is in NY, I'm in VA, about 380 miles between us. My thinking is drive my toyota up there, inspect and test drive, and if happy, purchase. Then, drive MH towing corolla to get back home. However, at that point I likely won't have completed the insurance purchasing process. My auto insurance company claims to cover new purchases of any vehicles for 30 days as long as it is reported within 15 days. Driving without insurance seems to be a stupid move, so I'd like to avoid that. There's also the whole situation of driving from NY to VA without any tags. I'm hoping the current owner has current tags and will let me borrow them long enough to get home, but I have no great faith in that. Still waiting for a response from them on that. Any advice on dealing with this situation?
Thanks in advance,
jim