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Author Topic: Full Coverage Insurance on an R-titled Class A Diesel?  (Read 381 times)

mike_f

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  • Mike
Full Coverage Insurance on an R-titled Class A Diesel?
« on: January 28, 2020, 10:10:13 AM »
I have a 2000 Winnebago Journey which has an R-title. I currently have Progressive, liability only. We have some long trips ahead of us this year so I am looking for full coverage options. However, Progressive does not offer full coverage on R-titled motorhomes. My insurance agent couldn't find any other carrier that would.

So I am curious whether anyone here has had any success in getting full coverage on an R-titled class A MH, and if so, which carrier?
2000 Winnebago Journey WKP36L

ChasA

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Re: Full Coverage Insurance on an R-titled Class A Diesel?
« Reply #1 on: January 28, 2020, 02:02:25 PM »
What does R-title mean?
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Great Horned Owl

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  • Lake county, IL
Re: Full Coverage Insurance on an R-titled Class A Diesel?
« Reply #2 on: January 28, 2020, 02:15:47 PM »
R stands for Rebuilt. It had been previously bwrecked.

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mike_f

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  • Mike
Re: Full Coverage Insurance on an R-titled Class A Diesel?
« Reply #3 on: January 28, 2020, 02:55:13 PM »
R stands for Rebuilt. It had been previously bwrecked.

Joel

Correct, Reconstructed is what the title says I believe.
2000 Winnebago Journey WKP36L

docj

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Re: Full Coverage Insurance on an R-titled Class A Diesel?
« Reply #4 on: January 28, 2020, 03:09:05 PM »
Correct, Reconstructed is what the title says I believe.

In some States I believe that is called a salvage title.
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mike_f

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  • Mike
Re: Full Coverage Insurance on an R-titled Class A Diesel?
« Reply #5 on: January 28, 2020, 03:15:26 PM »
In some States I believe that is called a salvage title.

When you buy a vehicle that has been totaled, you receive a salvage title. At least in my state, it's illegal to drive a salvage-titled vehicle on the road. Once it has been repaired, it needs to pass an enhanced inspection, after which you receive a Reconstructed title.
2000 Winnebago Journey WKP36L

House Husband

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Re: Full Coverage Insurance on an R-titled Class A Diesel?
« Reply #6 on: January 28, 2020, 04:07:19 PM »
Read this. You can get rid of that R in the title. It has been done for many years. Sell the RV to your brother and buy it back.
https://www.cartitles.com/title-option-2/

Richard
« Last Edit: January 28, 2020, 04:09:02 PM by House Husband »
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