Is it generally okay to be right at your max payload numbers? I have a 2020 Ram 1500, payload is 1615 lbs. My dry hitch weight is listed at 780 lbs. the GVWR of the trailer is 7000 lbs, so i am thinking with the WD hitch of 100 lbs, to be around a hitch weight of 1100 lbs, add 420 lbs of body weight in the truck and i am at 1520 lbs. Add 50 lbs of gear in the truck and i am almost maxed. This is a 25' trailer.