brujomar
Well-known member
This isn't necessarily just an rv issue, but we are going full time starting July 2010....I am working on the 'budget', primarily the fixed expenses like the 5er and truck insurance (got that done), health insurance (working on that one)....and now am looking at my existing term life insurance that I have carried for dozens of years...kids are grown, spouse and I have a decent retirement package(s) and when I we hit Social Security age, that will add in. Mortgage/ credit debt, etc. won't be an issue. I am 58, spouse is 59. When I add up the vehicle insurances, a health insurance plan (..wife's cobra will carry us until end of 2010..I am retired), then add in life/other insurance, it becomes a good percentage of the monthly income...
I know each family situation requires different approaches and there is no set answer here, but with the darn insurance costs going up, somethings got to give somewhere....so....I am thinking I need something to 'bury' me with, but other than that not really sure what the 'trends' are?
Do most of you still carry some sort of life insurance? or have you replaced it with 'other' insurances....ie: long term care etc....
Just curious what's going on out there......different views/opinions...all inputs/discussions would be helpful....
I know each family situation requires different approaches and there is no set answer here, but with the darn insurance costs going up, somethings got to give somewhere....so....I am thinking I need something to 'bury' me with, but other than that not really sure what the 'trends' are?
Do most of you still carry some sort of life insurance? or have you replaced it with 'other' insurances....ie: long term care etc....
Just curious what's going on out there......different views/opinions...all inputs/discussions would be helpful....