I would be curious to know the number for outstanding loans on RV's to full timers at this point in time. In the grand scheme of things, I doubt the lending is on par with other retail credit, car loans, and some other forms of lending. Said another way, it might be a tempest in a teapot.
With all the ruckus in both the mortgage loan business and commercial bank business, I think they are going to have their hands full with day-to-day compliance in the course of their normal business operations, and RV's are not going to be a primary target.
I do think RV loans, like all loans, are going to come under some serious credit worthiness scrutiny, and no doubt, credit has tightened up, as it responded to market pressures.
We are full time, we have a new loan with Bank of the West, and nobody has made any overtures to me about any serious changes. That does not mean they won't.
I will be watchful about what happens, but I am not going into panic mode over it.
Buyers with marginal credit in all forms of lending are out of the market, anyway, right now. It's not about politics, anyway; it's about the money...