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Author Topic: need insurance on used school bus, so I could drive home, help  (Read 15325 times)

ladodger

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need insurance on used school bus, so I could drive home, help
« on: December 29, 2010, 04:43:03 PM »
I almost bought a used school bus, but my insurance agent said he could not give me a binder for the bus, because he doen'st insure school buses, and my car insurance will only cover buying a new car.  He gave me a few numbers, but they all said the same thing.  "We dont insure school buses".  No matter how hard I tried to explain to them, "It used to be a school bus, I'm not going to pick up any kids and take them to school, I just want to drive it home (350 miles).  My agent said he would insure it as a motorhome when it has a permanent bed and cooking equipment.  Any suggestions ?  thanks

Tom

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Re: need insurance on used school bus, so I could drive home, help
« Reply #1 on: December 29, 2010, 05:12:20 PM »
Take a camping cot and camping stove, and screw them to the floor in the aisle. Get your binder, drive home, and remove the screws.
Tom.  Need help? Click the Help button in the toolbar above.

rjf7g

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Re: need insurance on used school bus, so I could drive home, help
« Reply #2 on: December 29, 2010, 06:29:37 PM »
I like the way you think, Tom.
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ladodger

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Re: need insurance on used school bus, so I could drive home, help
« Reply #3 on: December 30, 2010, 07:09:10 AM »
I'm going to try telling my agent that I will take a bed and cooking stove with me when I go to pick up the bus, then I'll remove some seats to make room and install the bed and stove.  Nebraska MVB has already told me, I could title it as a motorhome, once they inspect it for a clear title.  More later

Pierat

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Re: need insurance on used school bus, so I could drive home, help
« Reply #4 on: December 30, 2010, 09:42:11 AM »
Maybe add a portapotty.
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ladodger

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Re: need insurance on used school bus, so I could drive home, help
« Reply #5 on: December 30, 2010, 01:05:44 PM »
A portapotty wont help, my agent now says, "when you get it all fixed up and converted and painted (guess you can't have a yellow RV), you can get it insured.  Let me ask another question, I been looking on ebay for a school bus for quite a while, and not a single one ever said bring proof of insurance when you pick it up, do I need any?   

Utclmjmpr

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Re: need insurance on used school bus, so I could drive home, help
« Reply #6 on: December 30, 2010, 05:27:02 PM »
You don't need it to buy and drive it away,, just when the guy in blue and a gun on his belt asks for it.>>>Dan
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RoyM

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Re: need insurance on used school bus, so I could drive home, help
« Reply #7 on: December 30, 2010, 07:28:01 PM »
Can you not buy a temporary operation permit from the DOV?
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baadpuppy

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Re: need insurance on used school bus, so I could drive home, help
« Reply #8 on: December 31, 2010, 08:33:46 AM »
GMAC Insurance will provide a liability only policy for a school bus conversion in most states.  This is done in the name of Good Sam Vehicle Insurance Plan.  Call 800 325 1190 monday - friday 6:30am to 9:30pm central time.

I've had my bus insured with them for a couple of years now.  I added a second bus, then removed it, and also moved all my normal vehicle policies to them (they were less expensive than my old insurance company).  My parents have state farm insurance on everything except their bus conversion, which is with GMAC.

There are frequent discussions about insurance on the skoolie.net forum, as well as a lot of friendly and helpful people really into school bus conversions.

I hope this is helpful,
jim

34footer

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Re: need insurance on used school bus, so I could drive home, help
« Reply #9 on: December 31, 2010, 08:37:04 AM »
GMAC Insurance will provide a liability only policy for a school bus conversion in most states.  This is done in the name of Good Sam Vehicle Insurance Plan.  Call 800 325 1190 monday - friday 6:30am to 9:30pm central time.

I've had my bus insured with them for a couple of years now.  I added a second bus, then removed it, and also moved all my normal vehicle policies to them (they were less expensive than my old insurance company).  My parents have state farm insurance on everything except their bus conversion, which is with GMAC.

There are frequent discussions about insurance on the skoolie.net forum, as well as a lot of friendly and helpful people really into school bus conversions.

I hope this is helpful,
jim
Good info, thanks.
J
1988 Pace Arrow, 34 feet, Chevy 454
                       So Cal

ladodger

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Re: need insurance on used school bus, so I could drive home, help
« Reply #10 on: December 31, 2010, 08:42:29 AM »
Thanks Jim, I'll try them this morning

ladodger

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Re: need insurance on used school bus, so I could drive home, help
« Reply #11 on: December 31, 2010, 12:35:34 PM »
Thank you, Thank you, Thank you. It went real smooth, a little expensive ($400) a year, but I got a lot of liability, she said at a later date when its all done, you could add some collision and other stuff.  For future reference, its called a "bus C" on the proof of insurance.  So now I don't have to go to plan B, which was to get Progressive insurance on-line just before I drive it back home with their proof of insurance.  I don't think its illegal to be dumb, but I would forget to check the school bus block, they would probably cancel me a few days after I get my new title and plates.  Of course the coverage would not cover anything, but at least I'd have something to show the guy in the blue shirt with the gun.  Thanks everone, have A happy new year.  Ron

baadpuppy

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Re: need insurance on used school bus, so I could drive home, help
« Reply #12 on: December 31, 2010, 02:39:00 PM »
progressive will happily sell a bus policy, then cancel it 2 weeks later.

Many have had it happen.

Glad it worked out for you.  :)

jim

Bal-D

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Re: need insurance on used school bus, so I could drive home, help
« Reply #13 on: January 24, 2011, 01:18:54 PM »
What are you going to do with it, now that you can get it home?

 

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