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Author Topic: Does Medicare Cover Me in Canada?  (Read 47166 times)


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Re: Does Medicare Cover Me in Canada?
« Reply #30 on: February 22, 2009, 02:34:20 PM »
We are aware of a friend of ours that lost her hearing in one ear because of the wait she had to get to a specialist after the condition had been determined.
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Re: Does Medicare Cover Me in Canada?
« Reply #31 on: August 14, 2009, 06:26:03 PM »
One of the points to consider, of course, is how much you are at risk in Canada, compared to the United States.

In Canada, doctor's fees are controlled by the Govt. so a regular operation for an emergency like a gallbladder attack or an appendix is going to cost a good bit under $1000 for the surgeon's fee. 


Americans in Canada would have difficulty pushing a medical bill above $10K for routine emergencies. And if you discover that you need a heart bypass or an esophagectomy, then you have the option of going home, in most cases.


Just my 2c

(ex-vascular surgeon)

I would not count on those low fees you mentioned applying to you as a visitor. You would likely be charged the full cost for the surgeon, tests and the hospital.  Neither the Canadian Government, nor the Provinces who control the plans will contribute one penny to a non- citizen's medical expenses. I believe that the doctors/hospital fees are not regulated outside the Medicare system that would apply to Canadian citizens.

 I  don't know what arrangements you could make to pay this off before leaving, but we, as Canadians visiting the USA can be required to pay the out of country expenses off and then claim back the meager amounts they will allow us from our provincial plans and also claim from our private insurance when we return.

Private insurance is absolutely necessary for us in visiting the USA. Some insurance plans will undertake the paperwork for collecting our Medicare claims and then pay out the difference to us. Some will collect the medicare allowance and then pay directly the American hospital  and doctors charges without us shelling out the cash. The plans can vary greatly. Some American hospitals in Florida will handle ALL the paperwork for us for both our medicare and insurance claims!!!.

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