ceemike
Well-known member
We're in the process of selling my DW's mother's house. She has moved to an independent living facility. Our realtor told us that, since the house is now vacant, we need to add vacant house coverage to the MIL's HO policy. She warned us about this because another agent had a client whose vacant house was stripped of its copper & the HO insurer wouldn't cover the theft because the house had been vacant for more than 30 days. The HO insurer doesn't cover vacant houses so they cancelled the policy. The cost to insure a vacant house is about 4 times the cost of the regular HO insurance.
I'm asking this because I was wondering if any Forum members who still own stick houses but leave them vacant to travel for months at a time have ever been told they need special insurance to cover their houses while the houses are vacant.
Mike Wagner
I'm asking this because I was wondering if any Forum members who still own stick houses but leave them vacant to travel for months at a time have ever been told they need special insurance to cover their houses while the houses are vacant.
Mike Wagner