SolomonMan
Member
- Joined
- Jul 24, 2012
- Posts
- 13
All,
My wife and I have a 1998 Coleman Grandview with external shower, furnace, air, stove, hot water, three way refridge, electric lift plus a few other accessories that I am sure I have forgotten. The camper has been a trusty companion for our family of 4. We purchased it from the original owner who kept it meticulous. Last year we replaced the Whiffle Gear assembly and we tried to get a replacement seal but had to get one that was close as the local dealer was unable to find it any longer. I purchased a extra whiffle gear to avoid having to locate the part in the future as we planned to keep this camper a while.
It was usually garage kept in the fall/winter unless we needed garage space for a project or to work on the boat etc. Anyways, the camper was outside on its normal concrete pad for spring/summer use when we had a extremely strong storm come through the Toledo area. The storm took a very large cottonwood limb (tree size limb) and landed it on our camper, three sections of fence, and took the running board (snapped in 3 pieces),mirror, tire, and antenna assembly of my ford Econoline conversion van out as well. The branch besides covering half of my side yard also covered half of a neighboors yard as well. Total length ~ 40-50 feet. Needless to say this was not your average size tree branch. Three evenings and two people chainsawing we have the wood piled and branches ready to be ground up.
Anyways 3 weeks later the insurance agents finally show up to cover (adjust) my van and camper damage...The van settlement I feel is reasonable (about $1000 after deductible)....I know quite a bit about automobiles and auto work as my dad was a GM mechanic....I can correct the van for that amount.
The camper which was totaled out is a whole different question....but this may be my inexperience with campers and the reason I am posting to this forum request.
First to let everyone know, I have not signed anything and did not receive any cash yet for the camper....The van I have a check for but have signed nothing or deposited nothing.
The blue book value for the camper when I looked last week was between $2600-$3800. When I went looking for like model (Coleman Grandview) I was able to locate one across the country (Montana) for $3800 and it was sold in three days. My wife and I have looked for campers with similar features and have come up dry especially for anything less then $4000 in our area (craiglist,eBay,trading post\classifieds). The amount they propose for settlement was $3000 and there was no deductible as I have had no claims in the last 6 years. I have been with the insurance company for 15+ years and have policies for the camper, boat and my 5 automobiles. They claim the camper will also be picked up upon my acceptance of agreement and the salvage company will give $169 to the insurance company or I can purchase it for $169. I think the air conditioner that works superbly would be worth that amount....
Now the damage to the camper is mainly to the roof section. It is cracked across rear driver side quadrant missing the air conditioner by about a foot. It also has bent the cross camper bed rail and as one can probably imagine it is no longer able to go up by the whiffle gear/electric motor (at least from my quick effort). My guess the whiffle gear\cable lift assembly took a hit. The under carriage appears not to have been bent other then the stabilizer legs which one is completely toast the other on the rear I believe is workable. The outside molded plastic that the spare wheel sits on has cracked (large circular crack matching tire) around the spare tire. The circular crack is more of a bend crack then a snap in to type of crack...but still apparent.
So I am looking at options here....First has anyone dealt with insurance companies and campers...The adjusters, yes there was two.... one showed up 3 days before they were scheduled to come out and about 20 minutes after the first one arrived.....then they independently told me there was a $3000 maximum on each of my insurance plans....which was a total surprise to me....and I have not been able to locate this fact in any of my policies. Then about 3 hours later I received a phone call from another insurance representative that they will have the settlement paper work out to me in the mail by end of day and wanted to know my thoughts...I told them that the camper was not replaceable at $3000.
I have dealt with insurance companies before and this situation just seems wrong to me....starting with the tag team approach for adjusters, the $3000 limit I have never heard before, and finally the additional insurance person calling the same day even though its taken them 3 weeks to get back to us and we did not hear from anyone during this time.....you can take this as a rant or me just being paranoid/untrusting.
Now I have the right to the salvage of this camper for a bargain price of $169....much to the wife's disapproval. If I could find a used part source for this camper I am fairly confident I could clean this camper up ...but again I come to this forum for advice......would the effort be worth the reward or am I better off with another camper?.....meaning will the part costs outweigh the worth...regardless of my free labor. For knowledge, is there any good used parts suppliers for campers?
All thanks for listening,
Chris
My wife and I have a 1998 Coleman Grandview with external shower, furnace, air, stove, hot water, three way refridge, electric lift plus a few other accessories that I am sure I have forgotten. The camper has been a trusty companion for our family of 4. We purchased it from the original owner who kept it meticulous. Last year we replaced the Whiffle Gear assembly and we tried to get a replacement seal but had to get one that was close as the local dealer was unable to find it any longer. I purchased a extra whiffle gear to avoid having to locate the part in the future as we planned to keep this camper a while.
It was usually garage kept in the fall/winter unless we needed garage space for a project or to work on the boat etc. Anyways, the camper was outside on its normal concrete pad for spring/summer use when we had a extremely strong storm come through the Toledo area. The storm took a very large cottonwood limb (tree size limb) and landed it on our camper, three sections of fence, and took the running board (snapped in 3 pieces),mirror, tire, and antenna assembly of my ford Econoline conversion van out as well. The branch besides covering half of my side yard also covered half of a neighboors yard as well. Total length ~ 40-50 feet. Needless to say this was not your average size tree branch. Three evenings and two people chainsawing we have the wood piled and branches ready to be ground up.
Anyways 3 weeks later the insurance agents finally show up to cover (adjust) my van and camper damage...The van settlement I feel is reasonable (about $1000 after deductible)....I know quite a bit about automobiles and auto work as my dad was a GM mechanic....I can correct the van for that amount.
The camper which was totaled out is a whole different question....but this may be my inexperience with campers and the reason I am posting to this forum request.
First to let everyone know, I have not signed anything and did not receive any cash yet for the camper....The van I have a check for but have signed nothing or deposited nothing.
The blue book value for the camper when I looked last week was between $2600-$3800. When I went looking for like model (Coleman Grandview) I was able to locate one across the country (Montana) for $3800 and it was sold in three days. My wife and I have looked for campers with similar features and have come up dry especially for anything less then $4000 in our area (craiglist,eBay,trading post\classifieds). The amount they propose for settlement was $3000 and there was no deductible as I have had no claims in the last 6 years. I have been with the insurance company for 15+ years and have policies for the camper, boat and my 5 automobiles. They claim the camper will also be picked up upon my acceptance of agreement and the salvage company will give $169 to the insurance company or I can purchase it for $169. I think the air conditioner that works superbly would be worth that amount....
Now the damage to the camper is mainly to the roof section. It is cracked across rear driver side quadrant missing the air conditioner by about a foot. It also has bent the cross camper bed rail and as one can probably imagine it is no longer able to go up by the whiffle gear/electric motor (at least from my quick effort). My guess the whiffle gear\cable lift assembly took a hit. The under carriage appears not to have been bent other then the stabilizer legs which one is completely toast the other on the rear I believe is workable. The outside molded plastic that the spare wheel sits on has cracked (large circular crack matching tire) around the spare tire. The circular crack is more of a bend crack then a snap in to type of crack...but still apparent.
So I am looking at options here....First has anyone dealt with insurance companies and campers...The adjusters, yes there was two.... one showed up 3 days before they were scheduled to come out and about 20 minutes after the first one arrived.....then they independently told me there was a $3000 maximum on each of my insurance plans....which was a total surprise to me....and I have not been able to locate this fact in any of my policies. Then about 3 hours later I received a phone call from another insurance representative that they will have the settlement paper work out to me in the mail by end of day and wanted to know my thoughts...I told them that the camper was not replaceable at $3000.
I have dealt with insurance companies before and this situation just seems wrong to me....starting with the tag team approach for adjusters, the $3000 limit I have never heard before, and finally the additional insurance person calling the same day even though its taken them 3 weeks to get back to us and we did not hear from anyone during this time.....you can take this as a rant or me just being paranoid/untrusting.
Now I have the right to the salvage of this camper for a bargain price of $169....much to the wife's disapproval. If I could find a used part source for this camper I am fairly confident I could clean this camper up ...but again I come to this forum for advice......would the effort be worth the reward or am I better off with another camper?.....meaning will the part costs outweigh the worth...regardless of my free labor. For knowledge, is there any good used parts suppliers for campers?
All thanks for listening,
Chris