55wed55
Member
Hi all, I'm just bought a used 2011 Crossroads Cruiser 5th wheel and a 2007 Dodge Ram 3500 dually diesel. Plan on using on long weekends this year and in a year or two for longer trips. I have a question about insurance.
Since I live in North East Ohio I plan on storing the truck and trailer over the winter. I called my current auto insurer and this is what he told me.
"The premium for the Truck. It is basically $55.47 month while it is on the road. When you put it in storage, it is only $11 Month.
I looked at the storage mode for the Trailer. What typically happens with a Trailer, is that it is being protected outside and inside by the comprehensive coverage. The liability is extended automatically from the vehicle towing it. However, comprehensive is the most expensive part of a camper policy. What I see right now is: Active use total premium: $41.96 Month. Storage (Comprehensive only) not available. Another other option might be to increase the Deductible for the Camper when in storage."
Can anyone suggest an insurance company that might give me a better price on the trailer because I plan on storing it for at least 6 months? Or is this normal for insurance companies.
Thanks!
Since I live in North East Ohio I plan on storing the truck and trailer over the winter. I called my current auto insurer and this is what he told me.
"The premium for the Truck. It is basically $55.47 month while it is on the road. When you put it in storage, it is only $11 Month.
I looked at the storage mode for the Trailer. What typically happens with a Trailer, is that it is being protected outside and inside by the comprehensive coverage. The liability is extended automatically from the vehicle towing it. However, comprehensive is the most expensive part of a camper policy. What I see right now is: Active use total premium: $41.96 Month. Storage (Comprehensive only) not available. Another other option might be to increase the Deductible for the Camper when in storage."
Can anyone suggest an insurance company that might give me a better price on the trailer because I plan on storing it for at least 6 months? Or is this normal for insurance companies.
Thanks!
, after an adjuster looked @ the damage, we received a check for $512.00 (actually $1012.00 -deductible) parts were $357.00. I reinstalled the awning fabric and arms myself and banked $155,00 ;D First time that ever happened 8)
