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Author Topic: What made you decide to retire early?  (Read 8510 times)

chindog

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  • Posts: 84
Re: What made you decide to retire early?
« Reply #60 on: January 30, 2017, 06:51:00 PM »
I retired a few years early.  In my case, the decision was due to the death of several people near and dear to me.  After losing friends and family members both young and old, I realized if I was going to enjoy the latter years of my life, I had better get going on it.  So, I gave up the job and career, and embraced a life of lowered income and greater personal freedom.  None of us know the number of days we have left on this earth, so those of us who have the means to wander should do so.
2014 Fleetwood Discovery 40G
2012 Honda CRV toad

TonyDtorch

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  • Posts: 2201
Re: What made you decide to retire early?
« Reply #61 on: January 30, 2017, 07:25:03 PM »
  Sliding into age 62 this year.  Tricare Prime has been a great health benefit to me and my DW and I could not have left work pre-medicare without it.

remember,  as an honorably discharged Veteran,  you are entitled to free VA healthcare.

   ( and it's pretty good healthcare too  :)  )
« Last Edit: January 30, 2017, 07:37:31 PM by TonyDtorch »

tanglemoose

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  • Posts: 282
Re: What made you decide to retire early?
« Reply #62 on: January 30, 2017, 07:31:25 PM »
Hubby thought he could retire at 50 from fed. Government. But there was a twist, had to wait till he was 55, longest years of our lives!! He was ready to be out, did same job for 31 years. He is 67 now and have been the best years of our lifes..... retired 12 years now... don't go one step further... retire... money is over rated... feeling good now is not. If you want to work more do it when you are 75, 80, but enjoy your well earned retirement now... we have too many friends who work work and then guess what... yep, they are gone or have massive health issues... Enjoy today!!
Donna and Mark
and our Golden Lexie
New 2017 TT Keystone Cougar  Same model... but NEW Features!
2015 Keystone Cougar 1/2 Ton Series, 21rbswe, 26'
2013 Toyota Tundra
Living in Cold Montana Country.....

Massmerch

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  • Posts: 164
  • It is what it is...
Re: What made you decide to retire early?
« Reply #63 on: January 30, 2017, 10:24:06 PM »
I couldn't agree with you more Donna.  Every day you work...is one less day of retirement.
Randy
2005 Itasca Horizon 40 KD
2016 Jeep Unlimited
Hesperia, Ca.

Old_Crow

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  • Posts: 470
  • Home is where you make it.
Re: What made you decide to retire early?
« Reply #64 on: January 31, 2017, 06:19:24 AM »
I couldn't agree with you more Donna.  Every day you work...is one less day of retirement.


Yeah, but after working on automobiles and trucks for 30 years, a nice camp host position isn't really like working.

I had a hot rod and restoration shop.  The owner of the building passed away and his heirs wanted to sell.  Since I was one payment away from paying off my house I wasn't interested in signing another mortgage.  After some looking around I couldn't find a suitable site anywhere close enough that I could maintain my same crew.  Decided to pull the plug.

Hit the road in January of last year, and in April we were offered a camp host job in Arizona.  Spent 5 months at DeMotte campground in the N Kaibab National Forest, and we're hooked.  Will be going back again this year, but after that we'll be looking for different places to go.
Nice to stay in one spot long enough to see the area, we get paid, and the job's not a tough one. 
Just finished emptying the house and shop, house is on the market, and as soon as my wife has shoulder surgery and some recovery time, we're out of here.
Wally Crow
Retired 30 year ASE Master Auto Tech
Y2K Bounder 36S F53
'03 Jeep Wrangler Sahara

garyb1st

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Re: What made you decide to retire early?
« Reply #65 on: January 31, 2017, 11:05:35 AM »
Y2K Bounder 36S F53.  Took me a while.   :)
Gary B1st

2005 Pace Arrow 35G
2016 Jeep Wrangler

Irover

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  • Posts: 369
Re: What made you decide to retire early?
« Reply #66 on: February 01, 2017, 09:44:16 AM »
A severe heart attack in March 2012, had to quit working in Mid-July, damaged the lower left side of my heart wall, caused weakness, fatigue and shortness of breath! Don't do much RVing now and very light traveling!
Don't ever give up!! keep pushing toward the goal!!!
USAEUR; 1st Armored Div., E Co.123rd Maintenance Btln. 71-74

Alpena Jeff

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  • Posts: 255
Re: What made you decide to retire early?
« Reply #67 on: February 01, 2017, 10:04:26 AM »
Our story not nearly as interesting as others.
That said, DW did 32 years at GM (Human Resources). With all the trouble in the auto industry during those years the downsizing took her entire staff. She was the last one standing. Several retirement packages came and went until....one came along we liked. She jumped in 2009 at age 56. Never looked back.
I was a sales slave for a small company in Michigan. I was a one man show and liked it that way. Always had sales support on the road because I needed it!  ;)
My territory was everywhere domestic. Saw the entire country many times over, from the air. I now have a jones to see from ground level.
Anywho, we acquired a competitor 5 years back and I was to be responsible for mentoring their sales staff. Did not, would not so I seized the opportunity and hung up my Delta, Hilton and other cards and picked up my fishing gear.
Never looked back either! We are both 63 and blessed beyond belief!
Thanks for listening.
« Last Edit: February 01, 2017, 10:12:06 AM by Alpena Jeff »
Jeff & Judy
2016 Newmar Ventana 3427
Cummings ISBXT turbo 6.7L 360HP
Allison 3000MH
2018 Canyon All Terrain toad
"Official" snowbird!
Retired to "the lake" in north Michigan
Preachers kid since day one!

yolo

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  • You Only Live Once
Re: What made you decide to retire early?
« Reply #68 on: February 01, 2017, 12:37:53 PM »
Age discrimination was my reason.  I worked for AT&T and to get rid of excess employees they offered a program to give you 5 years of age and 5 years of service to calculate your pension.  I normally needed to be 50 to qualify but with this added age I could retire at 45.  I would have been 44.75 on 12/31/1989 when the retirement would occur.

Well, that made me mad.  I started banking every spare dollar into my 401K plan and doubled my house payments.  5 years later on 12/31/1994  I left with 9 weeks of vacation to tide me over until I hit 50.

We moved to Florida with my sailboat and never looked back.  In 2009 we sold the boat and got into RVing.  Traveled to 48 states (sorry Alaska and Hawaii). We did quite well in the stock market in the late 1900's and early 2000's and never missed the 30% pension deduction for retiring before I was 55.

One of the better deals was that before I officially left the payroll, my boss came begging me to stay on to write and deliver training on a new software release.  I got laid off in January 1996 and got a year severance pay.  I emailed my boss to tell him that I would be leaving on 1/4/96.  He called to ask if I could stay on a week longer when he could lay me off and give me a years pay.

Probably deals like this don't exist too much these days.

Bill Bell -- SW Florida
Sailboat -> Powerboat -> Motorhome -> Rest Home -> Funeral Home
Presently between Motorhome and Rest Home

PapaRoe

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Re: What made you decide to retire early?
« Reply #69 on: February 01, 2017, 02:59:52 PM »
Like several others, I retired from the military in 96,(22 yrs), and taught AFJROTC in a high school for another 19 years, retiring in 2015.  This was as soon as I was eligible to Social Security.  Wife retired one year before me.  I wanted to enjoy doing things while our health was still good.  We are blessed as we have my military retirement, and both of us have a state retirement, and we are both pulling Social Security.  All are not large, but compiling them together we are doing just fine.  I'm getting ready to pull some out of my IRA to purchase a truck and TT so we can hit the road.

Joezeppy

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Re: What made you decide to retire early?
« Reply #70 on: February 01, 2017, 03:52:19 PM »
This topic is making me jealous.  :(  With any luck we each have 12 years to go. Luckily we still both like our jobs (most days) so that helps.  ;)
Joe & Kim
Upstate NY - Kuyahoora Valley
2010 GMC Sierra 2500HD - 6.0L
2017 Keystone Hideout 295BHS
Andersen Ultimate Aluminum 5th wheel hitch

Alpena Jeff

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  • Posts: 255
Re: What made you decide to retire early?
« Reply #71 on: February 01, 2017, 05:37:54 PM »
Your time will come. Save all the money you can!
Jeff & Judy
2016 Newmar Ventana 3427
Cummings ISBXT turbo 6.7L 360HP
Allison 3000MH
2018 Canyon All Terrain toad
"Official" snowbird!
Retired to "the lake" in north Michigan
Preachers kid since day one!

gwcowgill

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  • Posts: 2268
  • Retired USAF, Retired Auto Instructor Dade Cty Sch
Re: What made you decide to retire early?
« Reply #72 on: February 02, 2017, 05:24:00 PM »
Like several others, I retired from the military in 96,(22 yrs), and taught AFJROTC in a high school for another 19 years, retiring in 2015.  This was as soon as I was eligible to Social Security.  Wife retired one year before me.  I wanted to enjoy doing things while our health was still good.  We are blessed as we have my military retirement, and both of us have a state retirement, and we are both pulling Social Security.  All are not large, but compiling them together we are doing just fine.  I'm getting ready to pull some out of my IRA to purchase a truck and TT so we can hit the road.

Retired from military in 1979, me and DW both retired from schoolboard and both of us get SS. I taught auto mech and the wife cooked. Sounds like you pretty much done what I did.
2009 Bounder 36B, 2014 Honda CR-V, various grandchildren when school is out. KG4LHS
2014 Honda CRV Toad,
2014 Jeep Grand Cherokee Toad

Raylc

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Re: What made you decide to retire early?
« Reply #73 on: February 05, 2017, 09:27:23 PM »
Well my wife and I both retired on 1/4/2017. I am 59 she is 61. We have lived in Montana for 26 years, owned a construction company and sold that. We will still have health insurance until we get on medicare, they will continue to lease our building for ten years and we will receive payments for ten years. We moved to Texas on 1/5/2017 to be near the grand kids and will continue to travel in our RV.
Ray and Sheila
Huntsville, TX.
2012 Winnebago Tour 42QD

spacenorman

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  • Posts: 259
Re: What made you decide to retire early?
« Reply #74 on: February 21, 2017, 08:01:19 PM »
The large bank that I worked for announced a downsizing initiative - that was going to result in roughly a 10% across the board reduction in total headcount.   The cuts were announced by level - with each cut coming roughly 4 weeks apart.   This meant we got to see how the cuts were unfolding.  For the 5 years prior to the downsizing initiative - I had been working remotely.  Initially I worked from my home office ... and upon acquiring our coach - I worked while traveling.  With me planning to work for 2 more years regardless - my biggest fear was that I'd be told I still had a job, but that I simply had to show up at the office every day.   As the cuts were announced it became apparent that the cuts in the IS group was going to come in close to 18%.   Virtually every one of the managers above me were cut ... and the handwriting was on the wall.  Ultimately, I volunteered for the buy out and took the money and ran. 

So far so good.   My wife and I are both digging being retired as well as the mobile lifestyle.
The Spacenorman
2012 Holiday Rambler Endeavor 43 DFT
2012 Jeep Liberty
http://www.penquinhead.com/

 

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