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RVing message boards => General Discussion => Topic started by: mike_f on January 28, 2020, 10:10:13 AM

Title: Full Coverage Insurance on an R-titled Class A Diesel?
Post by: mike_f on January 28, 2020, 10:10:13 AM
I have a 2000 Winnebago Journey which has an R-title. I currently have Progressive, liability only. We have some long trips ahead of us this year so I am looking for full coverage options. However, Progressive does not offer full coverage on R-titled motorhomes. My insurance agent couldn't find any other carrier that would.

So I am curious whether anyone here has had any success in getting full coverage on an R-titled class A MH, and if so, which carrier?
Title: Re: Full Coverage Insurance on an R-titled Class A Diesel?
Post by: ChasA on January 28, 2020, 02:02:25 PM
What does R-title mean?
Title: Re: Full Coverage Insurance on an R-titled Class A Diesel?
Post by: Great Horned Owl on January 28, 2020, 02:15:47 PM
R stands for Rebuilt. It had been previously bwrecked.

Joel
Title: Re: Full Coverage Insurance on an R-titled Class A Diesel?
Post by: mike_f on January 28, 2020, 02:55:13 PM
R stands for Rebuilt. It had been previously bwrecked.

Joel

Correct, Reconstructed is what the title says I believe.
Title: Re: Full Coverage Insurance on an R-titled Class A Diesel?
Post by: docj on January 28, 2020, 03:09:05 PM
Correct, Reconstructed is what the title says I believe.

In some States I believe that is called a salvage title.
Title: Re: Full Coverage Insurance on an R-titled Class A Diesel?
Post by: mike_f on January 28, 2020, 03:15:26 PM
In some States I believe that is called a salvage title.

When you buy a vehicle that has been totaled, you receive a salvage title. At least in my state, it's illegal to drive a salvage-titled vehicle on the road. Once it has been repaired, it needs to pass an enhanced inspection, after which you receive a Reconstructed title.
Title: Re: Full Coverage Insurance on an R-titled Class A Diesel?
Post by: House Husband on January 28, 2020, 04:07:19 PM
Read this. You can get rid of that R in the title. It has been done for many years. Sell the RV to your brother and buy it back.
https://www.cartitles.com/title-option-2/ (https://www.cartitles.com/title-option-2/)

Richard