Rene T
Site Team
Boy did you luck out
Sorry about that. Happy your daughter is okay. They did say the I beam was bent and there was a ripple in the roof. Still waiting on the insurance companyMy daughter just had her 2 month old Nissan totaled in a minor rear end collision when the car behind her failed to stop in time. She wasn't injured and the damage looks cosmetic, but it caught the corner of the unibody "frame" and cocked it sideways, putting ripples in the floor pan as well. No shop would quote a fixed price for the job or promise it could be repaired perfectly, so it was totaled.
they are taking too much time for inspection process ..hope it fix soonUPDATE: Still waiting on parts pricing from the RV place. No word from the insurance company.
something weird there...auto insurance covers you in cases like that, it's an accident, plain & simple. In Mass that would be illegal for insurance to deny a claim solely due to it happening on your property. You would be surcharged for an "at-fault" if the insurer paid out $1000 or higher, after deductible, but they would have to cover it. You should question what happened to your claim a little deeper. I work for a major insurance company out of Boston.Surprised the insurance would even cover it. Years ago, my foot slipped off the clutch of my delivery truck, and it cracked the garage door, and frame, bent the grill, and bumper. Insurance declared that it was my truck, on my property, thus no coverage.
I lived in Wisconsin at the time. It was nearly 30 years it happened. It’s possible laws have changed over the years.something weird there...auto insurance covers you in cases like that, it's an accident, plain & simple. In Mass that would be illegal for insurance to deny a claim solely due to it happening on your property. You would be surcharged for an "at-fault" if the insurer paid out $1000 or higher, after deductible, but they would have to cover it. You should question what happened to your claim a little deeper. I work for a major insurance company out of Boston.
ok, that I understand about his dwelling, I was referring to the damage to his vehicle. The vehicle is covered no matter what it hits as long as it has collision-coverage.Mr Lars RV collision insurance should have paid to fix his RV damage, but he cannot collect on the RV policy for the damage done to the building he also owns. He can't sue himself for damage under the RV liability policy. A trickier question is whether he could collect on his separate building insurance policy (if any). Arguably the damage done to his property was the result of his own negligence, which is typically an exception for home owner insurance. Policies and state insurance regs vary on subtle questions like that.
Your truck or any other truck..accident is an accident..they have to cover it..some companies are just playing with people moneySurprised the insurance would even cover it. Years ago, my foot slipped off the clutch of my delivery truck, and it cracked the garage door, and frame, bent the grill, and bumper. insurance declared that it was my truck, on my property, thus no coverage.