Hi everyone. I am from Canada, Ontario.
So we've purchased our Class A Motorhome tonight, and two insurance companies already declined to provide insurance for it.
We are getting worried, because we can't drive it anywhere without license plates, and those can't be issued without a valid insurance.
First company's reason - Need a minimum of 8 years driving experience in Canada (I have only 4). - Aviva insurance
Second company's reason - Need a minimum of 2 years motorhome driving experience (have none, like anyone else who starts to drive an RV...). - CAA insurance
Has anyone encountered similar issues and how did you get over them? If so, please let me know.
I have no tickets or offenses, my driving record is clean, I'm over 25, I am the new owner of the motorhome, and it's fully paid for, it is not older than 20 years, it has not been in crashes, and it is not over 40ft - which are all typical reasons for denial. But me, I just ran into driving experience issues?
UPDATE
Thank you for the suggestions, guys!
We found a broker that has access to different insurance companies, and we had it done within 30 minutes over the phone at the fraction of the hassle and at half the price of what we were quoted with other companies! To whomever will find this thread in the future - don't give up, keep calling, and don't deal with insurance companies directly
So we've purchased our Class A Motorhome tonight, and two insurance companies already declined to provide insurance for it.
We are getting worried, because we can't drive it anywhere without license plates, and those can't be issued without a valid insurance.
First company's reason - Need a minimum of 8 years driving experience in Canada (I have only 4). - Aviva insurance
Second company's reason - Need a minimum of 2 years motorhome driving experience (have none, like anyone else who starts to drive an RV...). - CAA insurance
Has anyone encountered similar issues and how did you get over them? If so, please let me know.
I have no tickets or offenses, my driving record is clean, I'm over 25, I am the new owner of the motorhome, and it's fully paid for, it is not older than 20 years, it has not been in crashes, and it is not over 40ft - which are all typical reasons for denial. But me, I just ran into driving experience issues?
UPDATE
Thank you for the suggestions, guys!
We found a broker that has access to different insurance companies, and we had it done within 30 minutes over the phone at the fraction of the hassle and at half the price of what we were quoted with other companies! To whomever will find this thread in the future - don't give up, keep calling, and don't deal with insurance companies directly