Having lived in Florida for 35+ years, I think the hurricane danger in Florida is far overrated. Nobody wants to be in one, but nobody wants a tornado or an earthquake or a forest fire either. In all those years we've had some patio screens knocked down, some tree limbs broken (get that in thunderstorms too), and had some water damage when a 10 foot tall ornamental tree got pushed over and broke a water pipe in the yard. In that same time frame we've had a tree blown down on our RV site in Hershey, PA, have been forced to evacuate a campground in Iowa due to flooding, had a tornado go near by in Alabama, and got caught in a freak blizzard in Montana.
Weather can and will happen wherever you are. You have to respect it, no matter what state you are in.