I have no experience with that brand of policy, but be aware that the dealer gets a huge commission on the sale of those contracts. It certainly biases his recommendation! And if you decide you want to buy an extended warranty (repair insurance), shop around because there are other brands and other sources to buy them, usually much less expensively than from the dealer. Don't be afraid to ask the dealer for a discount on the price either. He can accept a reduced commission and pass the savings to you.