My husband and I have decided to take early retirement (mid to late 50's), rent the house for a year and hit the road within the next 4 to 6 months. We have a big problem now... that problem is sticking with the work program for just a few more months. Suddenly, we feel liberated and look forward to joining all of you "veterans" out there. We know next to nothing now, so we will be scouring this site constantly. Thanks for all the wonderful information.