How Bad Is It?

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A member shared their experience of scraping their 2021 Forest River Wildwood X-Lite trailer against a rock wall to avoid a head-on collision with a speeding car on a tight, steep curve. The incident resulted in significant damage: exposed and water-soaked wood, a ruined water heater and awning, a broken entry door, and possible structural compromise. The member expressed concern about the extent of the damage, especially after driving home in the rain, and questioned whether the trailer...
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(in the Navy from 91 to 97
I joined the Navy Sept. 3, 1968, boot camp and A school at San Diego NTC, then 8 weeks of sub school and a short stay on the SSN-584 to qualify in submarines, then 6 months of classroom Navy Nuclear Power School in Vallejo, CA & 6 more months of prototype training at Arco, ID. Then 3 patrols on the SSBN-600 in Connecticut and 6 more patrols on SSBN-624 out of Charlestown, SC. Left the Navy as an IC1(SS) in late March, 1968.
 
I thought the boot camp in Orlando was for Waves only. Am I correct?
When I went to BC in ’91, they had separate male and female companies. I’d say “co-ed,” but that makes it sound like guys and gals were mixed together in the same unit—which wasn’t the case. One of our company commanders was a woman. Pretty sure her monthly visitor never missed a rotation… sheesh.
 
I joined the Navy Sept. 3, 1968, boot camp and A school at San Diego NTC, then 8 weeks of sub school and a short stay on the SSN-584 to qualify in submarines, then 6 months of classroom Navy Nuclear Power School in Vallejo, CA & 6 more months of prototype training at Arco, ID. Then 3 patrols on the SSBN-600 in Connecticut and 6 more patrols on SSBN-624 out of Charlestown, SC. Left the Navy as an IC1(SS) in late March, 1968.
Oh wow… that’s impressive! Making it through Nuke School takes serious gray matter between the ears. I knew plenty who didn’t make the cut. And serving on a sub? That takes a whole different level of mental discipline. An attack sub would be intense enough—but I couldn’t imagine pulling duty on a boomer.

I worked with the ICs a lot. They were actually in my division—lumped in with the ETs. I did a ton of headset work for them… and broke most of them, if I’m being honest. Classic me.
 
I thought the boot camp in Orlando was for Waves only. Am I correct?
Bootcamp Blues: The Co-Ed Chronicles
by someone who survived it

In ninety-one, the Navy said,
“Let’s mix the genders!” Brave, not bad.
But bootcamp’s halls soon rang with cries—
From tired men with bloodshot eyes.

Two companies, side by side,
One full of dudes with wounded pride.
The other? Led by fierce command,
A woman with a whistle in hand.

She barked like thunder, marched like war,
Her PMS? A weekly chore.
“Her friend’s in town,” the men would groan,
“Again?!” they muttered, monotone.

The male commander, poor old chap,
Looked like he’d aged a decade—zap!
He’d glare across the training field,
As tampons flew like swords and shields.

“Why’s she yelling?” “Why so loud?”
“Why’s her mood a thundercloud?”
He’d sip his coffee, sigh, and say,
“She’s on day three… again today.”

Push-ups, drills, and midnight runs,
While she declared, “This builds your lungs!”
The guys just prayed for peace and sleep,
But got more squats and boots to sweep.

Still, through the sweat and drama storm,
They learned to march, salute, conform.
And though the rage was monthly timed,
Her company? Always sharply primed.

So here’s to bootcamp’s wild old days,
Of co-ed chaos, mood swings, haze.
Where men grew tough, and women led—
Even if their tempers bled.
 
If They total it and you like the unit get some estimates buy it back and fix it if the numbers work.
I recently had water damage on mine and that’s what I did. I basically broke even financially, but had I taken the money for the total (about 10 grand) it would cost me 60 grand to replace it so I felt like it was better. Just food for thought / my .02.
This was my 2007 desert fox.
 
If They total it and you like the unit get some estimates buy it back and fix it if the numbers work.
After hurricane Michael I discovered 3 holes in the front cap. Called insurance co. Quotes were from 10K$ to 12K$.
A year before I had re-built the front cap myself using marine grade plywood behind the fiberglass so I knew more about the real damage than the service departments. Long story short I called the insurance co and said I had found someone to make the repairs for less than the deductible ($1000.00). They asked for completed photos and withdrew the claim.
By the time I was finished I spent less than $200.00 and 3 days work. Sent photos of the completed job, they were happy and so was the DW. No leaks for 7 years now.
 
If They total it and you like the unit get some estimates buy it back and fix it if the numbers work.
I recently had water damage on mine and that’s what I did. I basically broke even financially, but had I taken the money for the total (about 10 grand) it would cost me 60 grand to replace it so I felt like it was better. Just food for thought / my .02.
This was my 2007 desert fox.
Can you get comprehensive insurance again after being totaled? If not that needs to be counted into the financial decision.
 
After hurricane Michael I discovered 3 holes in the front cap. Called insurance co. Quotes were from 10K$ to 12K$.
A year before I had re-built the front cap myself using marine grade plywood behind the fiberglass so I knew more about the real damage than the service departments. Long story short I called the insurance co and said I had found someone to make the repairs for less than the deductible ($1000.00). They asked for completed photos and withdrew the claim.
By the time I was finished I spent less than $200.00 and 3 days work. Sent photos of the completed job, they were happy and so was the DW. No leaks for 7 years now.
The BIG question here is how much do you value of 3 days skilled labor
 
Can you get comprehensive insurance again after being totaled? If not that needs to be counted into the financial decision.
Funny, you ask that. Once I did the buyback, they never canceled my insurance and I have continued to pay the policy. I think it’s like $100 - $200 a year. I often wonder if I have another claim if they’re gonna try to push back. I figure since they’re taking my premium they know that I did a buyback. They would have to cover it or worst case deny it and give me all of my premium money back. If the premium was 1000s of year, I obviously wouldn’t do this for one or $200 a year whatever.
 
Can you get comprehensive insurance again after being totaled? If not that needs to be counted into the financial decision.
In a scenario like whiteva's, the RV was never "totaled", i.e. sold for salvage. It was merely repaired, so the answer is unequivocally Yes. But if the insurer pays out for a total loss, then the insurer has bought the Rv (has title) and will surely flag it as "sold for salvage" when he turns it over to someone else. THAT can and likely will give pause to any future insurer. So try to make a deal with the insurer to accept the max repair payment just short of what would total it. That way it doesn't get officially totaled. If you tell him you want to keep the RV, a cooperative adjuster can help you do that by walking a fine line on repair cost vs salvage. But if the adjuster is an employee of the insurer rather than a subcontractor, it's often hard to deal. It's also hard to do if there is a loan lien in place, because the lien holder will insist on seeing the RV fully repaired before releasing the insurance check.
 
I joined the Navy Sept. 3, 1968, boot camp and A school at San Diego NTC, then 8 weeks of sub school and a short stay on the SSN-584 to qualify in submarines, then 6 months of classroom Navy Nuclear Power School in Vallejo, CA & 6 more months of prototype training at Arco, ID. Then 3 patrols on the SSBN-600 in Connecticut and 6 more patrols on SSBN-624 out of Charlestown, SC. Left the Navy as an IC1(SS) in late March, 1968.
Lemme get this straight. You started in Sept of '68 and time traveled back to March of '68 doing all that career stuff along the way. Okay. :ROFLMAO:
 
In a scenario like whiteva's, the RV was never "totaled", i.e. sold for salvage. It was merely repaired, so the answer is unequivocally Yes. But if the insurer pays out for a total loss, then the insurer has bought the Rv (has title) and will surely flag it as "sold for salvage" when he turns it over to someone else. THAT can and likely will give pause to any future insurer. So try to make a deal with the insurer to accept the max repair payment just short of what would total it. That way it doesn't get officially totaled. If you tell him you want to keep the RV, a cooperative adjuster can help you do that by walking a fine line on repair cost vs salvage. But if the adjuster is an employee of the insurer rather than a subcontractor, it's often hard to deal. It's also hard to do if there is a loan lien in place, because the lien holder will insist on seeing the RV fully repaired before releasing the insurance check.
The Adjuster showed up today from Progressive and said he thinks it's totaled, but it's right on the edge so he needs to crunch the numbers first. He was a good guy - someone I can actually work with. I trust him to do it right.

Honestly, I'm hoping they do total it. Here's why: they'd have to replace a ton of siding, and I don't see how they're gonna match aluminum to aluminum. Plus, water got into the walls around the water heater damage, and from what I've read about these X-Lite trailers, that's a serious problem.
The good news is I've got solid insurance on this thing - no deductible and that endorsement where they pay me what I originally paid for it. Can't remember what they call that.
But here's the other thing - if I get it repaired, I'm screwed when I try to sell it down the road. Nobody's gonna give me a decent price for it. People don't want X-Lite trailers that have been beat up this bad, and I don't blame them.

Should hear something tomorrow, so we'll see what happens. I'll keep you guys posted on this little adventure of mine.

One thing's for damn sure - this Adjuster is way better than the Traveler's guy I've been dealing with on the roof replacement mess. That roofer left half my house without a tarp and a storm rolled through. Total nightmare. Travelers Insurance is the worst.
 
I just got word from the Adjuster - it's totaled. It's been a lot of fun but my kids are getting older so, I guess my RV'ing days are over. Boy, I sure have learned a TON though. Thanks everyone for all your help!
 

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