Laura & Charles
Well-known member
So this tree jumped out and damaged our coach. Repair cost around $4,000-$5,000.
One side says, “turn it in... it’s what have insurance for”.
Other side says, “don’t turn it in. we can afford it. we have insurance for major/catastrophic events. filing a claim will result in increased premiums”
We’ve had same insurance on coach and car for five years. Had one, not-at-fault, claim with the car three years ago. As much as I’d like to blame the tree, this damage is definitely ‘at fault’.
Anybody have experience or insurance knowledge about what triggers a premium increase and by how much?
One side says, “turn it in... it’s what have insurance for”.
Other side says, “don’t turn it in. we can afford it. we have insurance for major/catastrophic events. filing a claim will result in increased premiums”
We’ve had same insurance on coach and car for five years. Had one, not-at-fault, claim with the car three years ago. As much as I’d like to blame the tree, this damage is definitely ‘at fault’.
Anybody have experience or insurance knowledge about what triggers a premium increase and by how much?