I’ve considered redundancy, but isn’t that essentially the only real advantage?
Correct me if I’m wrong, but with two 48-volt batteries I would have approximately 9,600 watt-hours while only adding about 150 pounds and taking up very little space. To achieve the same watt-hours at 24 volts, everything would effectively double—size, weight, and battery count—unless I were to spend significantly more on a couple of 230 Ah batteries.
the power density of 48@100Ah or 24@200Ah is the same. the batteries will consume the same physical volume. what is different of course is the layout and packaging. the reason for my suggestion is just simplicity, it's the least complicated setup and satisfies your requirement, and works off 240 or 120V or a generator.
My rv has a single multiplus 2 fed from 24V, configured as a UPS. I have 19,200 Wh capacity in the form of four 12V 400Ah batteries in a 2S2P configuration. they take up very little extra space vs a 48V equivalent pack.
In fact, because they are thinner and longer than a 48V pack, I am able to fit them in a space that I could not utilize with a rack style 48V unit.!
yes, you are correct, 2x48V 100Ah batteries are indeed 9600Wh. a 24V 400Ah pack would be the same.
best option is to size batteries to fit available space rather than just saying "i'm going to use xxx or yyy" just because..
if you intend to run two inverter units I would suggest a minimum of 24V 400Ah.
commodity grade of that capacity is around $1200. not expensive at all.
if you ran just one unit, you could upgrade later by fittng a second unit in parallel ( having first configured them for parallel operation ).

