Well.. I'm not sure I'd recommend Coolsat.. I have one, a 5,000 and they have discontinued support on it.. I don't like copanies that drop me as a general rule.. They are, however, willing to give me a good deal on an upgrade
You can get them with and without card readers.. Now, without they will get most any un-encrypted channel out there, this includes many religious program channels, and NASA TV, a very few other things. You can get a full list by visiting the AVS forums or by going to Lyngsat (just add the www and com)
The card reader option is not needed for this
Now if you want to paint a Jolly Roger on that sat-dish you can download "BIN" files and key codes to decode most all DISH or BEV Naragavision encoded broadcases.. Again without a card reader
Or you can get a card reader and a card and the other "Stuff" needed to decode DirecTV encoded broadcasts.
However several retailers have been Raided, and, per the info I have (Which is limited by the fact I"m not on the list of those affected) everyone who bought the card reader was then harrassed by DirecTV.. I don't have a card reader. and thus was not so harrassed....
Now... If you choose to go the pirate route be advised that there is an ongoing "War" of sorts between the Satellite TVproviders and the Sat-TV pirates with the broadcasters constantly changing keys and software and the hackers figuring it out and posting it to the internet for people to download.
At this time my sat dish is.... Lying flat on the ground.. So there is not much more I can tell you. I can not give you URL's for the pirate files either (Should you think of asking)