RV Financing...Who Has Best Rates?

[BinaryBob]

It's another unsolvable question; similar to 'who has the best insurance rates'.
The answer depends primarily on you- your CR, and other factors.
It seems the best approach is to be armed with your CR from the major reporting agencies and get a prelim. from several places without bombarding your score with applications.

 

[Ron_CA]

That was with 20% down and FICA over 825

20% down and FICO over 800. You may have got a subsidized rate.

 

[Ron_CA]

It's another unsolvable question; similar to 'who has the best insurance rates'.
The answer depends primarily on you- your CR, and other factors.
It seems the best approach is to be armed with your CR from the major reporting agencies and get a prelim. from several places without bombarding your score with applications.

Nope, insurance is a whole different ball game. Don't get me started 

 

[Dan Walters]

Ron,

You might also check at credit unions.  I got a good rate on a used motorhome a couple of years ago from my credit union on a shorter term, but even the longer term rates weren't too bad.  Mine was 2.9% rate on a 5 year term with no money down and if I remember correctly, the 10 year term was still in the 3's.  With your good credit score you should be able to find a very reasonable rate and term.

Dan

 

[kenb1023]

Nope, insurance is a whole different ball game. Don't get me started 

Have you heard that Insurance companies want to access your Facebook account and see what kind of driver history and credit your friends have?  I read this about a year ago.  They say people with friends on social media sites that have poor credit and bad driving records tend to also have similar habits and credit even if it does not show on the records.  Total BS to me. 

 

[RLSharp]

Have you heard that Insurance companies want to access your Facebook account and see what kind of driver history and credit your friends have?  I read this about a year ago.  They say people with friends on social media sites that have poor credit and bad driving records tend to also have similar habits and credit even if it does not show on the records.  Total BS to me. 

That is why I do not have a Facebook account nor do I intend to create one.

R