RV Roamer said:Just paid that same rate myself a couple months ago. Best I could do at the time. You might do a bit better on a much larger loan.
RV rates have gone up in the past year or so, though I just heard that home mortgage rates are about to fall again, due to a soft market. Maybe the extra cash will spill over to the RV market???
You can do better with a variable rate, if you accept the risks. You can generally re-finance after one year if you want.