I just got my annual insurance paper for our condo. I was surprised when I read one of the changes in the policy. It reads:
?vacant dwelling? means:
a) a dwelling:
1) that has not been occupied as a residence for more than 60 consecutive days immediately before the loss"
Because we leave our condo for at least five consecutive months for winter it would be consider vacant and we would not be covered in some areas. Does your insurance policy have this condition? Is this only a State Farm condition?
?vacant dwelling? means:
a) a dwelling:
1) that has not been occupied as a residence for more than 60 consecutive days immediately before the loss"
Because we leave our condo for at least five consecutive months for winter it would be consider vacant and we would not be covered in some areas. Does your insurance policy have this condition? Is this only a State Farm condition?