Hello all. I posted last month about having problems with my husbands debt addiction. I've stopped back here a few times but kept getting an error for some reason, but wanted to post an update.
We have since traded my car in for a conversion van (used) and I felt some relief knowing that if I couldnt take it anymore atleast it would help me to run away. I've also started going through the house and throwing major amounts of junk out. My husband on the other hand has continued to talk about building a garage in the yard and we dont even own this property. Its under owner finance and set up as a rent to own. He's already converted one garage into a gameroom and put in french doors, added 3 decks, a hot tub, and a pool. This is a rent to own.. I dont know what he's thinking.
We are set to refinance in 6.5 years per contract, but the couple who are selling to us are very crooked people and have screwed several people out of their homes or thousands of dollars. Last spring they upped our payments over $300 a month.
Anyway I still dont know what I'm going to do. I love him but this addiction is killing me. I dont know how many years I can sit through it and he wont admit he has a problem. I tried to talk to him about it last night and he flipped out and made a list of things he needed to do like sell THIS house. We rent it. I dont know what he's thinking. And also buy a smaller house, but he has ruined his credit.
I'm thinking I need to try and put some money away in a seperate account incase I need to leave. If he's so deeply in denial I'm not living the life with him. I stuck through years of his alcohol addiction when my kids were babies. Once is enough. Now I'm working my arse off to pay his bills and its so not cool. He's definately the breadwinner, but it still doesnt cover all the payments we have. He left money for a weekly bank deposit this morning, $50 short because he overspent this weekend.
So I have my conversion van, I got some catalogs from Camping World and JCW.. planning some vacations after it warms up in about 4-5 months. If I have arrangements for my dogs I can go away any time I want. I work from home and have even worked in my car a few nights, I can surely work out of a van for a week