Gary RV_Wizard
Site Team
Glad to hear that it is settled and hope the outcome was satisfactory. Now to get on with the shopping!
jeffbrown said:Clark,
First, thank you for sharing your journey with us. I remember the first day I saw the story and blog post showing my wife the rig under the tree and we both got sick to our stomach over that image and the thought of our rig under an oak tree. We are both very sorry for your loss!
You are particularly vague on many points and that is your prerogative I, also being a USAA/Progressive policy holder, am a bit concerned about the final negotiations. My rig is insured for a specific maximum value minus my deductible. In my case it is 42,000, which seems to be tied to the NADA value of my rigs based on my zip code. My rate is based on the likelihood of a loss vs that total pay out cost. It seems fair to me, as long as the number then ended up paying you is reasonably close to that maximum dollar amount based on your description of the rig as tip top.
So long story short how close did you get to your insured amount? I had to specifically ask Progressive to increase my value above the financed amount of my rig and that increased my premium. I'm wondering reading this now if that was worth it?
Thanks,
Jeff
Gary RV Roamer said:Three weeks sounds ok to me on a major claim like that. Two is probably a minimum. It took National Interstate 6 weeks to approve the $50k in repairs on mine, even though the shop and their field adjuster had an agreed estimate in two weeks and the front office had it in their hands at that time. I even discussed the various items on the phone with them and provided extra documentation for a few items. After 6 weeks they nitpicked a few things and rubber stamped it and sent a check the same day. Could have done that easily in a day or two, but they didn't.